Credit union · NCUA insured
Kings Federal Credit Union Credit Card Rates
Kings Federal Credit Union credit cards start at 10.95% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Kings Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Hanford, CA, where Kings Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Kings Federal Credit Union
10.95%APR
- Up to
- 18.00% APR
VISA Classic
Lowest rate
Navy Federal Credit Union
10.24%APR
- Up to
- 18.00% APR
3rd-lowest rate
Educational Employees Credit Union
10.99%APR
- Up to
- 12.99% APR
Kings Federal Credit Union credit card score
78
Credit card score
Higher than 47% of U.S. banks and credit unions
- Purchase APRPurchase APR10.95%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Kings Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Share Secured VISA
Share secured credit card. Subject to credit approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.95% | None | APR for purchases. Fixed rate. |
| Ongoing | 13.95% | None | As low as rate quoted. Actual rate based on credit qualification, collateral and term of loan. |
Sources (2)
All captured Oct 16, 2026
VISA Classic
Fixed-rate credit card. Subject to credit approval. Actual rate based on creditworthiness.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.95%–18.00% | None | Rate based on creditworthiness for purchases. Fixed rate. |
| Ongoing | 10.95% | None | As low as rate quoted. Actual rate based on credit qualification, collateral and term of loan. |
Sources (3)
- kingsfcu.com/wp-content/upload…054W-Visa-Disclosure.pdf
- kingsfcu.com/current-loan-rates
- kingsfcu.com/credit-cards
All captured Oct 16, 2026
Who can join Kings Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to all residents of Kings County.
- Membership is open to individuals who live within 100 miles of Kings County and work, worship, attend school, or regularly conduct business in Kings County.
Family and household
- Membership is open to individuals who live within 100 miles of Kings County and have an immediate family member or household member who is eligible for membership at Kings Federal Credit Union.
Other ways
- Membership is open to individuals who live within 100 miles of Kings County and donate $50 to join the Children’s Storybook Garden and Museum’s “Friends of the Garden”.
Cost to join
- A $50 donation to join the Children’s Storybook Garden and Museum’s “Friends of the Garden” is required for eligibility under that path.
Membership information collected October 5, 2026.