Credit union · NCUA insured
Family First FCU CD Rates
Family First FCU’s best CD rate is 0.20% APY on a 3-year share certificate (CD). Terms run from 6 months to 3 years. Rates checked October 22, 2026.
How Family First FCU’s CD rates compare
Compared with banks and credit unions near Great Falls, MT, where Family First FCU has the most branches. $10,000, best rate first.
This credit union’s best
Family First FCU
0.20%APY
- Term
- 36 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $60
Share Certificate
Top rate
Horizon Credit Union
4.70%APY
- Term
- 15 months
- Requires
- Another account
- Minimum
- —
- Earns on $10,000
- $591
2nd-highest rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
Family First FCU CD score
60
CD score
Higher than 0% of U.S. banks and credit unions
- 3–8 months3–8 mo0.05%
- 9–15 months9–15 mo0.10%
- 16–30 months16–30 mo0.15%
- 31–60 months31–60 mo0.20%
- QualifiedQualified0.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Family First FCU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 0.20%APY · 4 terms
Certificate rates are fixed through maturity dates. Penalties may apply for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsFixed rate through maturity date. Penalties may apply for early withdrawal | 0.05% | $2 |
| 12 monthsFixed rate through maturity date. Penalties may apply for early withdrawal | 0.10% | $10 |
| 24 monthsFixed rate through maturity date. Penalties may apply for early withdrawal | 0.15% | $30 |
| 36 monthsFixed rate through maturity date. Penalties may apply for early withdrawal | 0.20% | $60 |
Who can join Family First FCU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.