Credit union · NCUA insured
EWEB Employees Federal Credit Union Auto Loan Rates
EWEB Employees Federal Credit Union auto loan rates start at 4.25% APR. Rates checked October 22, 2026.
How EWEB Employees Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Eugene, OR, where EWEB Employees Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
EWEB Employees Federal Credit Union
– –
- Terms
- —
- Up to
- —
- Discount
- —
No ongoing APR published
Lowest rate
Pacific Cascade
2.65%APR
- Terms
- —
- Up to
- 16.65% APR
- Discount
- None included
2nd-lowest rate
Emerald Empire Federal Credit Union
4.25%APR
- Terms
- up to 84 months
- Up to
- 14.25% APR
- Discount
- Included in the rate
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New & Used Vehicles (Purchase or Refinance)
Available for purchase, refinance, or accessing equity in new or used cars or trucks. Financing up to 100% of the value of the vehicle with terms up to 84 months depending on amount borrowed. Approvals based on credit-worthiness and ability to repay.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.25% | New vehicles (purchase or refinance). 36 month financing. |
| up to 36 months | 4.50% | Used vehicles (purchase or refinance). 36 month financing. 0.25% rate add-on if model year 5+ years old (2021). |
| up to 48 months | 4.75% | New vehicles (purchase or refinance). 48 month financing. |
| up to 48 months | 5.00% | Used vehicles (purchase or refinance). 48 month financing. 0.25% rate add-on if model year 5+ years old (2021). |
| up to 60 months | 4.75% | New vehicles (purchase or refinance). 60 month financing. |
| up to 60 months | 5.00% | Used vehicles (purchase or refinance). 60 month financing. 0.25% rate add-on if model year 5+ years old (2021). |
| up to 72 months | 5.00% | New vehicles (purchase or refinance). 72 month financing. |
| up to 72 months | 5.25% | Used vehicles (purchase or refinance). 72 month financing. 0.25% rate add-on if model year 5+ years old (2021). |
| up to 84 months | 5.25% | New vehicles (purchase or refinance). 84 month financing. |
| up to 84 months | 5.50% | Used vehicles (purchase or refinance). 84 month financing. 0.25% rate add-on if model year 5+ years old (2021). |
Sources (3)
All captured Oct 22, 2026
Who can join EWEB Employees Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to current or retired employees of the Eugene Water & Electric Board.
- Membership is open to EWEB Commissioners.
Family and household
- Membership is open to immediate family members of current or retired Eugene Water & Electric Board employees or EWEB Commissioners.
Membership information collected October 4, 2026.