Credit union · NCUA insured
Ewa Federal Credit Union Credit Card Rates
Ewa Federal Credit Union credit cards start at 11.50% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Ewa Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Urban Honolulu, HI, where Ewa Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Ewa Federal Credit Union
11.50%APR
VISA Credit Card
Lowest rate
Hawaii Schools FCU
7.90%APR
2nd-lowest rate
Hawaiian Financial Federal Credit Union
8.90%APR
Ewa Federal Credit Union credit card score
75
Credit card score
Higher than 40% of U.S. banks and credit unions
- Purchase APRPurchase APR11.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Ewa Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Credit Card
Rates are effective as of 05/01/2025. You must be an Ewa FCU member to apply for a loan. Loans are subject to credit approval. APR determined by credit evaluation, loan term and underwriting factors. Rates, terms and conditions subject to change without notice.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.00% | None | Platinum tier |
| Ongoing | 11.50% | None | Classic tier |
Who can join Ewa Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, attend school, worship, or regularly volunteer in the 96706 community are eligible to join.
Employers and groups
- Credit union employees are eligible for membership.
Family and household
- Immediate family and/or household members of a current member are eligible for membership.
Cost to join
- A minimum deposit of $50 into share savings is required to join.
- A $1 membership fee is required to join.
Membership information collected October 4, 2026.