Credit union · NCUA insured
Hawaii Schools FCU Credit Card Rates
Hawaii Schools FCU credit cards start at 7.90% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Hawaii Schools FCU’s credit card rates compare
Compared with banks and credit unions near Urban Honolulu, HI, where Hawaii Schools FCU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Hawaii Schools FCU
7.90%APR
VISA® Platinum Plus Credit Card
2nd-lowest rate
Hawaiian Financial Federal Credit Union
8.90%APR
3rd-lowest rate
Hawaii FCU
9.00%APR
Hawaii Schools FCU credit card score
93
Credit card score
Higher than 95% of U.S. banks and credit unions
- Purchase APRPurchase APR7.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Hawaii Schools FCU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA® Platinum Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.50% | None | Credit lines from $500.00 to $15,000.00. 25-day grace period on all purchases. |
Sources (2)
All captured Oct 3, 2026
VISA® Platinum Plus Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 7.90% | None | Minimum $5,000.00 credit line. 25-day grace period on all purchases. |
Sources (2)
All captured Oct 3, 2026
Who can join Hawaii Schools FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Any employee or retiree of the Hawaii Federation of Teachers.
- Any employee or retiree of the Hawaii State Teachers Association (HSTA).
- Any employee or retiree of the National Education Association.
Military, government and schools
- Any member of the State of Hawaii's Board of Education.
- Any employee or retiree of the State of Hawaii's Department of Education.
- Any student or participant of any school, program, or facility operated by the State of Hawaii's Department of Education, including all public and public charter schools (K-12).
2 more ways to join
Military, government and schools
- Any student or participant of any education and activity program conducted on public school campuses, such as the A+ after school program and after school language programs.
Family and household
- Immediate family members (parent, grandparent, spouse, sibling, child, grandchild) or household members of any qualifying individual.
Membership information collected October 4, 2026.