Credit union · NCUA insured
Evansville Federal Credit Union Savings Rates
Top CarrotEvansville Federal Credit Union’s best savings rate is 0.20% APY on $10,000, with its Money Market. Rates checked October 15, 2026.
How Evansville Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Evansville, IN, where Evansville Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Evansville Federal Credit Union
0.20%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $20
Money Market
Top rate
Crane Credit Union
1.51%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $151
2nd-highest rate
Indiana Members Credit Union
1.21%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $121
Evansville Federal Credit Union savings score
68
Savings score
Higher than 22% of U.S. banks and credit unions
- $1,000 balance$1,0000.08%
- $10,000 balance$10,0000.20%
- $100,000 balance$100,0000.30%
- QualifiedQualified0.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Evansville Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
0.20%APY
| Balance | APY | Minimum | Earns on $10,000 a yearEarns |
|---|---|---|---|
| $2,500 – $9,999$2,500 to open | 0.15% | $2,500 | — |
| $10,000 – $24,999$10,000 to open | 0.20% | $10,000 | $20 |
| $25,000 – $49,999$25,000 to open | 0.25% | $25,000 | — |
| $50,000 and up$50,000 to open | 0.30% | $50,000 | — |
Sources (1)
- evansvillefcu.org/home/lending/rates · captured Oct 5, 2026
Savings (Share) Account
0.08%APY
No fees. Dividends earned daily and paid monthly on accounts with a minimum balance of $250.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $250 and upMinimum to earn dividends is $250.00.$250 and up | 0.08% | $8 | Minimum to earn dividends is $250.00. |
Sources (2)
All captured Oct 5, 2026
Special-purpose accounts
IRA Savings Account
0.17%APY
Protected by NCUA to at least $250,000. Options include Roth IRA, Traditional IRA, and Education Savings Account (Coverdell).
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.17% | $17 |
Sources (2)
All captured Oct 5, 2026
Who can join Evansville Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to persons who live, work, worship, or attend school in, as well as businesses and other legal entities located in, Vanderburgh County (IN), Posey County (IN), Gibson County (IN), Warrick County (IN), or Henderson County (KY).
Family and household
- Membership is open to members of the immediate family or household of an existing member or existing member of a qualifying community.
- Membership is open to spouses of persons who died while within the field of membership of this credit union.
Other ways
- Membership is open to persons who were members of this credit union as of April 19, 2002.
- Membership is open to individuals who volunteer in the community.
Cost to join
- A $5 minimum balance in a savings (share) account is required for membership and voting privileges.
Membership information collected October 5, 2026.