Credit union · NCUA insured
Erie FCU Savings Rates
Erie FCU’s best savings rate is 2.53% APY on $10,000, with its Sidekick Savings Account. Rates checked October 16, 2026.
How Erie FCU’s savings rates compare
Compared with banks and credit unions near Erie, PA, where Erie FCU has the most branches. $10,000, best rate first.
This credit union’s best
Erie FCU
0.60%APY
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000 a year
- $60
Jumbo Money Market
Top rate
Northwest Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
2nd-highest rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
Erie FCU savings score
80
Savings score
Higher than 53% of U.S. banks and credit unions
- $1,000 balance$1,0000.12%
- $10,000 balance$10,0000.60%
- $100,000 balance$100,0001.01%
- QualifiedQualified0.60%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Erie FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Sidekick Savings Account
2.53%APY
An exclusive savings account associated with an Erie FCU certificate account. Deposits to Sidekick Savings Account are ONLY permitted by the transfer of funds from a maturing Erie Federal Credit Union Share Certificate or IRA Share Certificate account within 10 days from certificate maturity. No additional deposits are permitted. Unlimited withdrawals at any time like a savings account. No penalty for withdrawal. Membership eligibility required. Insured by NCUA.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDeposits to Sidekick Savings are ONLY permitted by the transfer of funds from a maturing Erie FCU Share Certificate or IRA Share Certificate within 10 days from maturity. No additional deposits permitted. Unlimited withdrawals at any time with no penalty.Any balance | 2.53% | $253 | Deposits to Sidekick Savings are ONLY permitted by the transfer of funds from a maturing Erie FCU Share Certificate or IRA Share Certificate within 10 days from maturity. No additional deposits permitted. Unlimited withdrawals at any time with no penalty. |
Sources (3)
- eriefcu.org/bank/personal-bank…icates/side-kick-savings
- eriefcu.org/rates/shares
- eriefcu.org/bank/personal-bank…vings-share-certificates
All captured Oct 16, 2026
Jumbo Money Market
0.60%APY
Variable rate. Membership eligibility required. Requires a minimum deposit of $5,000.00 to open. Dividends are calculated and paid monthly based on average daily balance.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5,000 – $200,000 | 0.60% | $60 |
| Over $200,000 | 2.02% | — |
Sources (1)
- eriefcu.org/rates/shares · captured Sep 17, 2026
Money Market
0.60%APY
Variable rate. Membership eligibility required. Requires a minimum deposit of $5,000.00 to open. Dividends are calculated and paid monthly based on the average daily balance. Tiered interest rate share accounts reflect a blended APY on periodic statements.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5,000 – $25,000 | 0.60% | $60 | |
| $25,000 – $50,000Blended APY range is 0.60% - 0.70%. | 0.80% | — | Blended APY range is 0.60% - 0.70%. |
| $50,000 – $100,000Blended APY range is 0.70% - 0.85%. | 1.01% | — | Blended APY range is 0.70% - 0.85%. |
| $100,000 – $200,000Blended APY range is 0.85% - 1.03%. | 1.21% | — | Blended APY range is 0.85% - 1.03%. |
| Over $200,000Blended APY range is 1.03% - 1.37%. | 1.41% | — | Blended APY range is 1.03% - 1.37%. |
Sources (3)
- eriefcu.org/bank/personal-bank…/personal-banking-center
- eriefcu.org/invest/investment-…ng/money-market-accounts
- eriefcu.org/rates/shares
All captured Sep 17, 2026
Regular Share Savings Account
0.16%APY on $10,000
Dividends are calculated and paid monthly based on the average daily balance during the month. Membership eligibility required. Requires a minimum balance of $5.00. Tier interest rate share accounts will reflect a blended APY on the periodic statement.
| Part of the balance | Rate on that part |
|---|---|
| Up to $4,000 | 0.10% |
| $4,000 and up | 0.20% |
On $10,000 the tiers blend to about 0.16% APY, earning $16 a year.
Sources (2)
All captured Oct 16, 2026
EZ Saver Share
0.12%APY
Dividends calculated and paid monthly based on the average daily balance during the month.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Over $0 | 0.12% | $12 |
Sources (1)
- eriefcu.org/rates/shares · captured Oct 16, 2026
Special-purpose accounts
Special Share Club
0.24%APY
Save for a special event or occasion. No minimum monthly balance; dividends paid monthly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Over $0 | 0.24% | $24 |
Sources (3)
- eriefcu.org/bank/personal-bank…/personal-banking-center
- eriefcu.org/rates/shares
- eriefcu.org/bank/personal-bank…vings-share-certificates
All captured Oct 16, 2026
Holiday Share Club
0.12%APY
Start earning interest from your first deposit with no minimum balance. Unlimited deposits permitted; funds are available in October for withdrawal. Dividends calculated and paid monthly based on average daily balance.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Over $0 | 0.12% | $12 |
Sources (3)
- eriefcu.org/bank/personal-bank…/personal-banking-center
- eriefcu.org/rates/shares
- eriefcu.org/bank/personal-bank…vings-share-certificates
All captured Oct 16, 2026
Who can join Erie FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in Erie or Crawford County, Pennsylvania are eligible for membership.
Family and household
- Individuals who are the child, grandchild, grandparent, parent, sibling, stepchild, stepparent, or stepsibling of an existing Erie Federal Credit Union member are eligible for membership.
Membership information collected October 5, 2026.