Credit union · NCUA insured
EPIC Federal Credit Union Auto Loan Rates
EPIC Federal Credit Union auto loans start at 5.75% for a used one. Rates checked October 16, 2026.
How EPIC Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near New Orleans, LA, where EPIC Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
EPIC Federal Credit Union
– –
- Terms
- —
- Discount
- —
No ongoing APR published
Lowest rate
Post Office Employees Credit Union
2.74%APR
- Terms
- up to 72 months
- Discount
- None included
2nd-lowest rate
Instep Credit Union
3.75%APR
- Terms
- up to 72 months
- Discount
- Included in the rate
EPIC Federal Credit Union auto loan score
67
Auto loan score
Higher than 19% of U.S. banks and credit unions
- Used vehicleUsed5.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where EPIC Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Enterprise Car Sales Used Vehicle Financing
Financing for qualified EPIC Federal Credit Union members purchasing used vehicles from Enterprise Car Sales between 1/1/25 and 12/31/25. 1.00% off lowest qualifying rate (rate cannot be lower than 5.75% for up to 72 months). Cannot be combined with any other offers. One-time $35.00 processing fee will be assessed upon funding.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 5.75% | Rate cannot be lower than 5.75% for up to 72 months upon used vehicle purchase from Enterprise Car Sales. 1.00% off lowest qualifying rate. Offer valid only on Enterprise Car Sales vehicles purchased 1/1/25 – 12/31/25. Cannot be combined with any other offers. One-time $35.00 processing fee will be assessed upon funding. |
Sources (1)
- epicfcu.com/loans/auto-loans · captured Oct 16, 2026
Who can join EPIC Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in Orleans Parish are eligible to join.
Employers and groups
- Employees and members of the original field of membership in the communications industry are eligible for membership.
- Employees and members of additional business partner companies are eligible for membership.
Family and household
- Family members of current members are eligible to join.
Cost to join
- A $5.00 share deposit is required to open a share savings account and maintain membership.
- A one-time membership fee of $5.00 is required upon joining.
Membership information collected October 5, 2026.