Credit union · NCUA insured
EastRise Credit Union Credit Card Rates
Top CarrotEastRise Credit Union credit cards start at 10.75% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How EastRise Credit Union’s credit card rates compare
Compared with banks and credit unions near Burlington, VT, where EastRise Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
EastRise Credit Union
10.75%APR
- Up to
- —
EastRise Visa
Lowest rate
NorthCountry Federal Credit Union
7.45%APR
- Up to
- —
2nd-lowest rate
SeaComm Federal Credit Union
8.99%APR
- Up to
- 17.99% APR
EastRise Credit Union credit card score
80
Credit card score
Higher than 52% of U.S. banks and credit unions
- Purchase APRPurchase APR10.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where EastRise Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
EastRise Visa
No annual fee, no balance transfer fee, no cash advance fee, and no penalty APR. Variable APR indexed to WSJ Prime published on the 25th day of each month plus margin, with a maximum interest rate of 18%. Rate is determined based on evaluation of credit.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.75% | None | Standard variable APR starting as low as 10.75% based on credit evaluation. Variable APR indexed to Wall Street Journal Prime published on the 25th day of each month plus margin. Maximum interest rate 18%. Same low rate on purchases, balance transfers, and cash advances. |
| Intro, 12 months | 1.99% | None | Special promotional 1.99% APR for 12 months for external balance transfers made within the first 90 days of account opening. After the 12-month promotional period ends, reverts to standard variable APR currently starting at 10.75% to 18.00%. |
Sources (4)
- eastrise.com/personal/visa-rewards
- eastrise.com/rates/personal-credit-card
- eastrise.com/personal/compare-credit-cards
- eastrise.com/personal/visa
All captured Oct 15, 2026
EastRise Visa Rewards
No annual fee, no balance transfer fee, no cash advance fee, and no penalty APR. Earns 1% cash back rebate on net purchases. Variable APR indexed to WSJ Prime published on the 25th day of each month plus margin, with a maximum interest rate of 18%. Rate is determined based on evaluation of credit.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.75% | None | Standard variable APR starting as low as 12.75% based on credit evaluation. Variable APR indexed to Wall Street Journal Prime published on the 25th day of each month plus margin. Maximum interest rate 18%. |
| Intro, 12 months | 1.99% | None | Special promotional 1.99% APR for 12 months for external balance transfers made within the first 90 days of account opening. After the 12-month promotional period ends, reverts to standard variable APR currently starting at 10.75% to 18.00%. |
Sources (3)
- eastrise.com/personal/visa-rewards
- eastrise.com/rates/personal-credit-card
- eastrise.com/personal/compare-credit-cards
All captured Oct 15, 2026
EastRise Visa Signature
No annual fee, no balance transfer fee, no cash advance fee, and no penalty APR. Earns up to 4% cash back (4% dining out, 3% travel & gas, 2% groceries & streaming, 1% all other purchases; category bonus capped at $300 per calendar year). Variable APR indexed to WSJ Prime published on the 25th day of each month plus margin, with a maximum interest rate of 18%. Rate is determined based on evaluation of credit.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.75% | None | Standard variable APR starting as low as 14.75% based on credit evaluation. Variable APR indexed to Wall Street Journal Prime published on the 25th day of each month plus margin. Maximum interest rate 18%. |
| Intro, 12 months | 1.99% | None | Special promotional 1.99% APR for 12 months for external balance transfers made within the first 90 days of account opening. After the 12-month promotional period ends, reverts to standard variable APR currently starting at 15.25% to 18.00% (or 10.75% to 18.00% per general disclosures). |
Who can join EastRise Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.