Credit union · NCUA insured
NorthCountry Federal Credit Union Credit Card Rates
Top CarrotNorthCountry Federal Credit Union credit cards start at 7.45% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How NorthCountry Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Burlington, VT, where NorthCountry Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
NorthCountry Federal Credit Union
7.45%APR
- Up to
- —
Visa Credit Cards
2nd-lowest rate
SeaComm Federal Credit Union
8.99%APR
- Up to
- 17.99% APR
3rd-lowest rate
Vermont Federal Credit Union
10.70%APR
- Up to
- —
NorthCountry Federal Credit Union credit card score
95
Credit card score
Higher than 98% of U.S. banks and credit unions
- Purchase APRPurchase APR7.45%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where NorthCountry Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Credit Cards
Opening a savings (share) account with a $5 minimum balance is required to gain access to NorthCountry products and services. Subject to credit approval. No annual credit card fee, balance transfer fee, or cash advance fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 7.45% | None | Rate is stated as 'as low as'. Actual APR determined by credit qualifications. No annual fee, no balance transfer fee, no cash advance fee. |
Sources (2)
All captured Oct 15, 2026
Who can join NorthCountry Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to people who live, work, attend school, or worship in qualifying counties in Vermont, New Hampshire, and New York: Addison (VT), Caledonia (VT), Chittenden (VT), Clinton (NY), Coos (NH), Essex (VT), Franklin (VT), Grand Isle (VT), Grafton (NH), Lamoille (VT), Orange (VT), Orleans (VT), Rutland (VT), and Washington (VT).
Family and household
- Membership is open to immediate relatives / immediate family of existing credit union members.
Cost to join
- A minimum balance of $5.00 must be maintained in a share (savings) account to be a member of the credit union.
Membership information collected October 4, 2026.