Credit union · NCUA insured
SeaComm Federal Credit Union Credit Card Rates
SeaComm Federal Credit Union credit cards start at 8.99% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How SeaComm Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Massena, NY, where SeaComm Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
SeaComm Federal Credit Union
8.99%APR
- Up to
- 17.99% APR
SeaComm VISA® Platinum
Lowest rate
St. Lawrence FCU
8.95%APR
- Up to
- —
3rd-lowest rate
Northern Credit Union
9.40%APR
- Up to
- 18.40% APR
SeaComm Federal Credit Union credit card score
88
Credit card score
Higher than 82% of U.S. banks and credit unions
- Purchase APRPurchase APR8.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where SeaComm Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
SeaComm VISA® Platinum
Loan rates and terms are determined by each member's overall credit history and FICO score.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.99%–17.99% | None | Rates are based on credit history; maximum APR could be 17.99% based on FICO score. 25-day interest-free grace period on purchases. Credit lines as low as $250. No annual fee. |
Who can join SeaComm Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to persons who live, work (or regularly conduct business in), worship, or attend school in, and businesses and other legal entities located in St. Lawrence, Franklin, Clinton, Essex, Jefferson, and Lewis Counties, New York, and Grand Isle, Chittenden, Franklin, Addison, Lamoille, Orleans, and Washington Counties, Vermont.
Cost to join
- To join, applicants must deposit a minimum of $5 into a Regular Share Savings account.
Membership information collected October 5, 2026.