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Credit union · NCUA insured

East Texas Professional Credit Union Credit Card Rates

Top Carrot, Carrot Score 94Top Carrot

East Texas Professional Credit Union credit cards start at 7.95% APR on purchases, after any introductory rate. Rates checked October 16, 2026.

How East Texas Professional Credit Union’s credit card rates compare

Compared with banks and credit unions near Longview, TX, where East Texas Professional Credit Union has the most branches. Ongoing purchase APR, lowest first.

  • Top Carrot, Carrot Score 94

    This credit union’s lowest

    East Texas Professional Credit Union

    7.95%APR

    Up to
    17.95% APR

    Platinum MasterCard

  • Top Carrot, Carrot Score 88

    2nd-lowest rate

    Eastman Credit Union

    9.90%APR

    Up to
    —

    Eastman Credit Union rates

  • 3rd-lowest rate

    Texas Bank and Trust

    10.92%APR

    Up to
    —

    Texas Bank and Trust rates

Compare credit card rates near you →

East Texas Professional Credit Union credit card score

93

Credit card score

Higher than 95% of U.S. banks and credit unions

By rate
  • Purchase APRPurchase APR7.95%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where East Texas Professional Credit Union ranks

By credit card score, in each area where it has branches

Every rate

Current credit card rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.

Who can join East Texas Professional Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

  • Membership is open to all who live or work in Anderson County.
  • Membership is open to all who live or work in Angelina County.
  • Membership is open to all who live, work, or attend school within a 10-mile radius of an ETPCU office location in Camp County.
  • Membership is open to all who live, work, or attend school within a 10-mile radius of an ETPCU office location in Cass County.
  • Membership is open to all who live or work in the northern half of Cherokee County.
  • Membership is open to all who live, work, or attend school within a 10-mile radius of an ETPCU office location in Franklin County.
19 more ways to join

Where you live or work

  • Membership is open to all who live or work in Gregg County.
  • Membership is open to all who live or work in Harrison County.
  • Membership is open to all who live or work in Henderson County.
  • Membership is open to all who live, work, or attend school in Marion County.
  • Membership is open to all who live or work in Morris County.
  • Membership is open to all who live or work in Nacogdoches County.
  • Membership is open to all who live or work in Panola County.
  • Membership is open to all who live or work in Rusk County.
  • Membership is open to all who live or work in Smith County.
  • Membership is open to all who live, work, or attend school in Titus County.
  • Membership is open to all who live, work, or attend school in Upshur County.

Employers and groups

  • Membership is open to any business or organization whose employees or members are within the Camp County field of membership.
  • Membership is open to employees of this credit union.
  • Membership is open to employees of U.S. Steel, Texas Operations (formerly Lone Star Steel Company), Texas and Northern Railway Company, T&N Lone Star Warehouse Co., T&N Fabricators, Inc., and Lone Star Trucking Company, Inc., who work in Texas, Oklahoma, Illinois, Colorado, Ohio, Louisiana, Georgia, and Tennessee.

Military, government and schools

  • Membership is open to all employed or certified to work in education, health care, professional fields, government / social services, and students (as outlined in written Board policy) in Camp County.
  • Membership is open to all employed or certified to work in the education field in Avinger ISD and Hughes Springs ISD.

Family and household

  • Membership is open to spouses of persons who died while within the field of membership of this Credit Union.
  • Membership is open to relatives (including spouse, parents, grandparents, children, grandchildren, great grandchildren, brothers, sisters, and in-laws) of an individual who is either a current member or eligible for membership at East Texas Professional Credit Union.

Other ways

  • Membership is open to persons receiving retirement, pension, or other benefits as a result of prior employment by any business or organization included within this field of membership.

Cost to join

  • Each account holder must deposit a minimum share deposit of $5 into a savings account, remaining on deposit throughout membership.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
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