Credit union · NCUA insured
Eastman Credit Union Credit Card Rates
Top CarrotEastman Credit Union credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 15, 2026.
How Eastman Credit Union’s credit card rates compare
Compared with banks and credit unions near Kingsport, TN-VA, where Eastman Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Eastman Credit Union
9.90%APR
Platinum Preferred
Lowest rate
United Southeast Federal Credit Union
7.90%APR
2nd-lowest rate
National Bank of Blacksburg
9.00%APR
Eastman Credit Union credit card score
84
Credit card score
Higher than 65% of U.S. banks and credit unions
- Purchase APRPurchase APR9.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Eastman Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Cash Rewards
Minimum limit $1,000.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.90%–17.90% | None | Fixed APR set based on creditworthiness. |
Classic
Minimum limit $500.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.50%–18.00% | None | Variable APR based on Prime Rate Plus a margin based on creditworthiness. |
| Ongoing | 10.90%–18.00% | None | Fixed APR set based on creditworthiness. |
Sources (3)
- ecu.org/bank/credit-cards/visa…%ae-credit-card-features
- ecu.org/bank/credit-cards/visa-credit-cards
- ecu.org/rates
All captured Oct 15, 2026
Platinum Preferred
Eligibility based on previous lending history. Minimum limit $2,500.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90% | None | Fixed APR. Eligibility based on previous lending history. |
Sources (3)
- ecu.org/bank/credit-cards/visa…%ae-credit-card-features
- ecu.org/bank/credit-cards/visa-credit-cards
- ecu.org/rates
All captured Oct 15, 2026
Visa Secure
Requires a Credit Builder Sec Visa Pledge Account with a security deposit of $300 or more to establish credit line. Application not available online (visit a branch to apply). Minimum limit $300, maximum limit $2,500.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.90%–18.00% | None | Fixed APR set based on creditworthiness. Requires Credit Builder Sec Visa Pledge Account ($300 minimum security deposit). |
Sources (3)
- ecu.org/bank/credit-cards/visa…%ae-credit-card-features
- ecu.org/bank/credit-cards/visa-credit-cards
- ecu.org/rates
All captured Oct 15, 2026
Who can join Eastman Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.