Bank · FDIC insured
Texas Bank and Trust Credit Card Rates
Texas Bank and Trust credit cards start at 10.92% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Texas Bank and Trust’s credit card rates compare
Compared with banks and credit unions near Longview, TX, where Texas Bank and Trust has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
Texas Bank and Trust
10.92%APR
- Up to
- —
VISA Classic Card
Lowest rate
East Texas Professional Credit Union
7.95%APR
- Up to
- 17.95% APR
2nd-lowest rate
Eastman Credit Union
9.90%APR
- Up to
- —
Texas Bank and Trust credit card score
79
Credit card score
Higher than 48% of U.S. banks and credit unions
- Purchase APRPurchase APR10.92%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Texas Bank and Trust ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Classic Card
Subject to credit approval. Offered APR is based on applicant's median credit risk score.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.92% | None | Applies to customers with a credit score of 720 or greater. Monthly periodic rate is 0.91%. Stated APR covers purchases, balance transfers, and cash advances. |
| Ongoing | 13.92% | None | Applies to customers with a median credit score less than 720. Monthly periodic rate is 1.16%. Stated APR covers purchases, balance transfers, and cash advances. |
Sources (2)
All captured Oct 16, 2026
Opening an account
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