Credit union · NCUA insured
Eagle One Federal Credit Union Auto Loan Rates
Top CarrotEagle One Federal Credit Union auto loans start at 5.75% APR for a new vehicle and 5.75% for a used one. Rates checked October 22, 2026.
How Eagle One Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where Eagle One Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Eagle One Federal Credit Union
5.75%APR
- Terms
- 51–62 months
- Up to
- —
- Discount
- None included
Auto Loan
Lowest rate
GE Credit Union
3.99%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- Included in the rate
2nd-lowest rate
American Airlines Federal Credit Union
4.09%APR
- Terms
- 37–60 months
- Up to
- 13.14% APR
- Discount
- None included
Eagle One Federal Credit Union auto loan score
68
Auto loan score
Higher than 23% of U.S. banks and credit unions
- New vehicleNew5.75%
- Used vehicleUsed5.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Eagle One Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan
Rates are subject to change based on market conditions, borrower eligibility, underwriting factors, and vehicle year. Financing available up to 100% with no down payment, no early payment penalties, and no payments for the first 60 days.
| Terms | APR | Conditions |
|---|---|---|
| 12–38 months | 4.50% | Model year 2026-2022. |
| 39–50 months | 4.75% | Model year 2026-2022. |
| 51–62 months | 5.75% | Model year 2026-2022. |
| 63–74 months | 6.50% | Model year 2026-2022. |
| 75–86 months | 6.75% | Model year 2026, 2025, 2024. |
| 12–38 months | 6.00% | Model year 2021-2020. |
| 39–50 months | 6.50% | Model year 2021-2020. |
| 51–62 months | 6.00% | Model year 2021-2020. |
| 12–38 months | 7.75% | Model year 2019 & Older. |
| 39–50 months | 7.50% | Model year 2019 & Older. |
Sources (3)
All captured Oct 7, 2026
Who can join Eagle One Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to persons who live, work (or regularly conduct business in), worship, or attend school in, and businesses/legal entities located within specific geographic areas of Philadelphia County, Camden County, Delaware County, and New Castle County.
Employers and groups
- Membership is open to employees and members of listed Select Employer Groups (SEGs).
Military, government and schools
- Membership is open to all Philadelphia District and Lancaster postal employees and retirees, letter carriers employed by the Philadelphia Post Office, and their immediate family members.
Family and household
- Membership is open to immediate family members (parents, spouses, children, siblings, grandparents, grandchildren, stepparents, stepchildren, step-siblings) and household members of current Eagle One FCU members.
Other ways
- Business membership can be established by a primary business owner who meets any of the credit union's eligibility qualifications.
Cost to join
- An initial deposit of $6.00 into a primary savings account represents a share in the credit union.
Membership information collected October 4, 2026.