Credit union · NCUA insured
Delta County Federal Credit Union CD Rates
Delta County Federal Credit Union’s best CD rate is 2.88% APY on an 18-month share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How Delta County Federal Credit Union’s CD rates compare
Compared with banks and credit unions in Colorado, where Delta County Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Delta County Federal Credit Union
2.88%APY
- Term
- 18 months
- Minimum
- $2,500
- Earns on $10,000
- $435
Share Certificates/CD's
Top rate
Northern New Mexico School Employees Federal Credit Union
5.12%APY
- Term
- 24 months
- Minimum
- $500
- Earns on $10,000
- $1,050
Northern New Mexico School Employees Federal Credit Union rates
2nd-highest rate
Wray State Bank
5.09%APY
- Term
- 24 months
- Minimum
- —
- Earns on $10,000
- $1,044
Delta County Federal Credit Union CD score
66
CD score
Higher than 15% of U.S. banks and credit unions
- 3–8 months3–8 mo2.27%
- 9–15 months9–15 mo2.28%
- 16–30 months16–30 mo2.88%
- 31–60 months31–60 mo2.52%
- QualifiedQualified2.88%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Delta County Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates/CD's
Up to 2.88%APY · 7 terms
Must maintain membership share ($25 par value). Early withdrawal penalties may apply. Dividends calculated by average daily balance method. 3 Month certificate is for youth members only.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsYouth members only. Compounded and credited at maturity | 2.02% | $50 |
| 6 monthsCompounded and credited quarterly | 2.27% | $113 |
| 12 monthsCompounded and credited quarterly | 2.28% | $228 |
| 18 monthsCompounded and credited quarterly | 2.88% | $435 |
| 24 monthsCompounded and credited quarterly | 2.02% | $407 |
| 36 monthsCompounded and credited quarterly | 2.27% | $696 |
| 60 monthsCompounded and credited quarterly | 2.52% | $1,327 |
Special-purpose accounts
Traditional & Roth IRA Share Certificate
Up to 2.52%APY · 2 terms
Available as Traditional and Roth IRA Share Certificates. Early withdrawal penalties may apply. Must maintain membership share ($25 par value).
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 36 months | 2.27% | $696 |
| 60 months | 2.52% | $1,327 |
Sources (2)
All captured Sep 24, 2026
Who can join Delta County Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.