Credit union · NCUA insured
Delta County Federal Credit Union Auto Loan Rates
Delta County Federal Credit Union auto loans start at 6.50% APR for a new vehicle and 7.25% for a used one. Rates checked October 22, 2026.
How Delta County Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions in Colorado, where Delta County Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Delta County Federal Credit Union
6.50%APR
- Terms
- up to 84 months
- Up to
- —
New & Used Auto Loan
Lowest rate
San Juan Mountains CU
4.25%APR
- Terms
- up to 60 months
- Up to
- 16.00% APR
2nd-lowest rate
Navy Federal Credit Union
4.29%APR
- Terms
- 37–60 months
- Up to
- —
Delta County Federal Credit Union auto loan score
62
Auto loan score
Higher than 6% of U.S. banks and credit unions
- New vehicleNew6.50%
- Used vehicleUsed7.25%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Delta County Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New & Used Auto Loan
Must be a member to apply for a loan. Rates and terms are based on credit experience and member qualification.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 6.50% | Applies to new 2026 - 2025 vehicles (cars, trucks, SUVs, motorcycles, motor homes). Rate is annual percentage rate (APR) as low as stated. Rates and terms based on credit experience. |
| — | 7.25% | Applies to used 2024 - 2020 vehicles (cars, trucks, SUVs, motorcycles, motor homes). Terms vary based on year. Rate is annual percentage rate (APR) as low as stated. Rates and terms based on credit experience. |
Sources (2)
All captured Oct 7, 2026
Who can join Delta County Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.