Credit union · NCUA insured
Delta County Federal Credit Union Savings Rates
Delta County Federal Credit Union’s best savings rate is 0.25% APY on $10,000, with its Money Market Savings. Rates checked October 22, 2026.
How Delta County Federal Credit Union’s savings rates compare
Compared with banks and credit unions in Colorado, where Delta County Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Delta County Federal Credit Union
0.25%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $25
Money Market Savings
Top rate
Westerra Credit Union
6.00%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $600
2nd-highest rate
Solera
4.34%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $434
Delta County Federal Credit Union savings score
70
Savings score
Higher than 27% of U.S. banks and credit unions
- $1,000 balance$1,0000.01%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0000.75%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Delta County Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Savings
0.25%APY
| Balance | APY | Minimum | Earns on $10,000 a yearEarns |
|---|---|---|---|
| Any balance$2,500 to open | 0.25% | $2,500 | $25 |
| $25,000 – $74,999Unknown to open | 0.50% | Unknown | — |
| $75,000 and upUnknown to open | 0.75% | Unknown | — |
Sources (1)
- deltacountyfcu.com/en-us/Accounts/Rates-Fees · captured Oct 22, 2026
Share
0.01%APY
Membership requires purchasing and maintaining at least one share (par value $25.00). Must maintain minimum average daily balance to avoid fee and earn APY. Maximum 6 transfers/withdrawals per month.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and up$25.00 minimum opening deposit. $25.00 minimum average daily balance to avoid service fee; $50.00 minimum average daily balance to earn APY. Dividends compounded and credited quarterly.$50 and up | 0.01% | $1 | $25.00 minimum opening deposit. $25.00 minimum average daily balance to avoid service fee; $50.00 minimum average daily balance to earn APY. Dividends compounded and credited quarterly. |
Money Market Checking
0.00%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.00% | $0 |
Sources (1)
- deltacountyfcu.com/en-us/Accounts/Rates-Fees · captured Oct 22, 2026
Special-purpose accounts
IRA Savings
0.10%APY
Traditional and Roth IRA savings options. Maximum 6 transfers/withdrawals per month.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and up$25.00 minimum opening deposit. $25.00 minimum average daily balance to avoid service fee and earn APY. Dividends compounded and credited quarterly.$25 and up | 0.10% | $10 | $25.00 minimum opening deposit. $25.00 minimum average daily balance to avoid service fee and earn APY. Dividends compounded and credited quarterly. |
Youth Savings
0.05%APY
Joint ownership with an adult required. Account transitions to regular account at age 18. Maximum 6 transfers/withdrawals per month.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and up$5.00 minimum opening deposit; required to have $25.00 in account within 6 months. $5.00 minimum average daily balance to avoid service fee and earn APY. Dividends compounded and credited quarterly.$5 and up | 0.05% | $5 | $5.00 minimum opening deposit; required to have $25.00 in account within 6 months. $5.00 minimum average daily balance to avoid service fee and earn APY. Dividends compounded and credited quarterly. |
Who can join Delta County Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.