Credit union · NCUA insured
Delta County Federal Credit Union
A $72.3M credit union headquartered in Delta, CO, with 4,327 members and 2 branches in Colorado. Best rates: CDs 2.88% and savings 0.25% APY.
Delta County Federal Credit Union Carrot Score
63
Carrot Score
Higher than 9% of U.S. banks and credit unions
#92 of 103 in ColoradoHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Delta County Federal Credit Union
- Headquarters
- 100 Circle Dr, Delta, CO 81416
- NCUA charter
- 24381
Branches
2 branches in Colorado
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Colorado
2 branches
Delta area · 1
- Delta County FCU Main BranchMain office100 Circle Dr, Delta, CO 81416Directions
Hotchkiss area · 1
- Delta County FCU-Hotchkiss120 N 6th St, 120 N 6th St, Hotchkiss, CO 81419Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.17% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.73% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.98% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $33 | $59 | — |
- CapitalNet worth ratio10.17%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.73%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.98%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$33Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Delta County Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.