Credit union · NCUA insured
CUSA Federal Credit Union Auto Loan Rates
CUSA Federal Credit Union auto loans start at 4.25% APR for a new vehicle and 5.25% for a used one. Rates checked October 16, 2026.
How CUSA Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Lafayette, LA, where CUSA Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
CUSA Federal Credit Union
4.25%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- Included in the rate
New Vehicles
Lowest rate
Maple Federal Credit Union
3.49%APR
- Terms
- up to 96 months
- Up to
- —
- Discount
- None included
2nd-lowest rate
705 FCU
4.25%APR
- Terms
- up to 72 months
- Up to
- 17.00% APR
- Discount
- None included
CUSA Federal Credit Union auto loan score
85
Auto loan score
Higher than 71% of U.S. banks and credit unions
- New vehicleNew4.25%
- Used vehicleUsed5.25%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where CUSA Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Vehicles
Rate includes a .25 Discount for Automatic Payment. Additional .25 Discount available with each purchase of a Credit Protection Product: Life, Disability, Extended Warranty, GAP. Rate based on creditworthiness and term of loan.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 4.25% | Includes 0.25% discount for automatic payment. |
| up to 72 months | 4.75% | Includes 0.25% discount for automatic payment. |
| up to 84 months | 5.25% | Includes 0.25% discount for automatic payment. |
| up to 96 months | 5.75% | Includes 0.25% discount for automatic payment. |
Sources (1)
- cusafcu.org/loan-rates · captured Oct 16, 2026
Used Vehicles
Rate includes a .25 Discount for Automatic Payment. Additional .25 Discount available with each purchase of a Credit Protection Product: Life, Disability, Extended Warranty, GAP. Rate based on creditworthiness and term of loan.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 5.25% | Includes 0.25% discount for automatic payment. |
| up to 72 months | 5.75% | Includes 0.25% discount for automatic payment. |
| up to 84 months | 6.25% | Includes 0.25% discount for automatic payment. |
Sources (1)
- cusafcu.org/loan-rates · captured Oct 16, 2026
Who can join CUSA Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or go to school in Acadia, Iberia, Lafayette, Saint Landry, Saint Martin, or Vermilion parishes are eligible for membership.
Employers and groups
- All Chevron employees, contractors, and interns are eligible for membership.
- Employees of partnered Select Employer Groups (SEGs) are eligible for membership.
Family and household
- Family members (spouse, children, parents, brothers, sisters, stepchildren, stepparents, grandchildren, and grandparents) of eligible members are eligible for membership.
Cost to join
- A $5 minimum Share Account balance is required to maintain membership.
Membership information collected October 5, 2026.