Credit union · NCUA insured
CSD Credit Union Auto Loan Rates
Top CarrotCSD Credit Union auto loans start at 4.80% APR for a new vehicle and 4.80% for a used one. Rates checked October 16, 2026.
How CSD Credit Union’s auto loan rates compare
Compared with banks and credit unions near Kansas City, MO-KS, where CSD Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
CSD Credit Union
4.80%APR
- Terms
- up to 60 months
Auto Loans
Lowest rate
Nova Credit Union
3.95%APR
- Terms
- —
2nd-lowest rate
Navy Federal Credit Union
4.29%APR
- Terms
- 37–60 months
CSD Credit Union auto loan score
86
Auto loan score
Higher than 74% of U.S. banks and credit unions
- New vehicleNew4.80%
- Used vehicleUsed4.80%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where CSD Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
No application, credit, or title fees. For new or used auto or truck, or refinance.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.30% | — |
| up to 48 months | 4.55% | — |
| up to 60 months | 4.80% | — |
| up to 72 months | 5.05% | — |
| up to 84 months | 6.80% | Loans over $25,000.00 |
Sources (1)
- csdcu.org/loans/auto-loans · captured Oct 7, 2026
Who can join CSD Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live or work in Jackson, Clay, or Platte Counties in Missouri are eligible for membership.
Military, government and schools
- Employees, students, graduates, or individuals with a family member attending a local educational institution are eligible for membership.
Family and household
- Individuals who have a family member with a current CSD account are eligible for membership.
Cost to join
- There is no fee to open an account at CSD Credit Union; an initial deposit of $10.00 is required.
Membership information collected October 4, 2026.