Credit union · NCUA insured
Credit Union of Ohio Auto Loan Rates
Credit Union of Ohio auto loans start at 5.19% APR for a new vehicle and 5.19% for a used one. Rates checked October 16, 2026.
How Credit Union of Ohio’s auto loan rates compare
Compared with banks and credit unions near Columbus, OH, where Credit Union of Ohio has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Credit Union of Ohio
5.19%APR
- Terms
- up to 72 months
- Up to
- —
- Discount
- None included
Auto Loans
Lowest rate
Homeland Credit Union
4.19%APR
- Terms
- up to 66 months
- Up to
- 16.99% APR
- Discount
- None included
2nd-lowest rate
Abbott Laboratories Employees Credit Union
4.24%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- Included in the rate
Credit Union of Ohio auto loan score
80
Auto loan score
Higher than 54% of U.S. banks and credit unions
- New vehicleNew5.19%
- Used vehicleUsed5.19%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Credit Union of Ohio ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Same-rate financing up to 72 months. Preapprovals for bargaining power. Additional financing options for older model or new vehicles. Subject to credit approval. Same, affordable rates for new and used vehicles.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 5.19% | Rates as low as 5.19%. Same-rate financing up to 72 months for new and used vehicles. Subject to credit approval. *5.45% APR based on a $30,000 loan at the maximum term with a $225 processing fee. |
Sources (1)
- cuofohio.org/borrow/auto-loans.html · captured Oct 16, 2026
Who can join Credit Union of Ohio
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in Cuyahoga, Delaware, Fairfield, Franklin, Geauga, Lake, Licking, Lorain, Madison, Mahoning, Medina, Pickaway, Portage, Summit, Trumbull, or Union County, Ohio are eligible to join.
Employers and groups
- Employees of listed Select Employer Groups (including American Cancer Society - East Central Division, AMP - American Municipal Power, BMW Financial Services, Columbus West Park Nursing & Rehab, Disability Rights Ohio, Kellogg's Company - Zanesville, LifeSkills Centers, Stewart Enterprises, Union Benefits Trust, Whole Foods Stores Columbus, and Yaschco Systems, Inc.) are eligible for membership.
Military, government and schools
- Employees and participants/retirees of listed Ohio state, government, education, and public retirement entities are eligible for membership.
- Current and retired employees of the State of Ohio are eligible for membership.
- Students attending any school (elementary through universities or trade schools) in Cuyahoga, Delaware, Fairfield, Franklin, Geauga, Lake, Licking, Lorain, Madison, Mahoning, Medina, Pickaway, Portage, Summit, or Trumbull County, Ohio are eligible for membership.
Family and household
- Family members (child, grandchild, sibling, parent, spouse, grandparent, aunt/uncle, cousin, or stepfamily) of a current Credit Union of Ohio member in good standing are eligible to join.
Membership information collected October 5, 2026.