Credit union · NCUA insured
Credit Union of Ohio Credit Card Rates
Credit Union of Ohio credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Credit Union of Ohio’s credit card rates compare
Compared with banks and credit unions near Columbus, OH, where Credit Union of Ohio has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Credit Union of Ohio
9.90%APR
- Up to
- 19.90% APR
Visa Platinum
Lowest rate
Scott Associates Credit Union Inc
8.99%APR
- Up to
- 15.99% APR
2nd-lowest rate
State Highway Patrol Federal Credit Union
8.99%APR
- Up to
- —
Credit Union of Ohio credit card score
84
Credit card score
Higher than 65% of U.S. banks and credit unions
- Purchase APRPurchase APR9.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Credit Union of Ohio ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Platinum
Fixed rate. 25-day grace period. No balance transfer fee. Great for those who carry a balance or consolidating credit card debt.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90%–19.90% | None | Fixed rate. No annual fee. 25-day grace period. No balance transfer fee. Great for those who carry a balance or consolidating credit card debt. |
Sources (2)
All captured Oct 16, 2026
Visa Rewards
Variable rate based on the Prime Rate as reported in Wall Street Journal on the last business day of the previous calendar month plus a margin of 8.99%. 25-day grace period. No balance transfer fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 15.99%–24.99% | None | Variable rate. Rate based on the Prime Rate as reported in Wall Street Journal on the last business day of the previous calendar month plus a margin of 8.99%. Earn 1% cash back on purchases. No annual fee. 25-day grace period. No balance transfer fee. |
Sources (2)
All captured Oct 16, 2026
Young Adult Visa
For young adults (18-24) to establish and build credit. Fixed rate. 25-day grace period. No balance transfer fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.90%–22.90% | None | Fixed rate. Eligibility: young adults (18-24). No annual fee. 25-day grace period. No balance transfer fee. |
Sources (2)
All captured Oct 16, 2026
Who can join Credit Union of Ohio
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in Cuyahoga, Delaware, Fairfield, Franklin, Geauga, Lake, Licking, Lorain, Madison, Mahoning, Medina, Pickaway, Portage, Summit, Trumbull, or Union County, Ohio are eligible to join.
Employers and groups
- Employees of listed Select Employer Groups (including American Cancer Society - East Central Division, AMP - American Municipal Power, BMW Financial Services, Columbus West Park Nursing & Rehab, Disability Rights Ohio, Kellogg's Company - Zanesville, LifeSkills Centers, Stewart Enterprises, Union Benefits Trust, Whole Foods Stores Columbus, and Yaschco Systems, Inc.) are eligible for membership.
Military, government and schools
- Employees and participants/retirees of listed Ohio state, government, education, and public retirement entities are eligible for membership.
- Current and retired employees of the State of Ohio are eligible for membership.
- Students attending any school (elementary through universities or trade schools) in Cuyahoga, Delaware, Fairfield, Franklin, Geauga, Lake, Licking, Lorain, Madison, Mahoning, Medina, Pickaway, Portage, Summit, or Trumbull County, Ohio are eligible for membership.
Family and household
- Family members (child, grandchild, sibling, parent, spouse, grandparent, aunt/uncle, cousin, or stepfamily) of a current Credit Union of Ohio member in good standing are eligible to join.
Membership information collected October 5, 2026.