Credit union · NCUA insured
County Credit Union Credit Card Rates
Top CarrotCounty Credit Union credit cards start at 8.59% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How County Credit Union’s credit card rates compare
Compared with banks and credit unions near St. Louis, MO-IL, where County Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
County Credit Union
8.59%APR
- Up to
- —
Visa Platinum Rewards Credit Card
Lowest rate
FRB Federal Credit Union
7.50%APR
- Up to
- —
2nd-lowest rate
First Community Credit Union
7.90%APR
- Up to
- 16.90% APR
County Credit Union credit card score
89
Credit card score
Higher than 87% of U.S. banks and credit unions
- Purchase APRPurchase APR8.59%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where County Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Platinum Rewards Credit Card
All applicants are subject to credit qualifications and member eligibility. Fixed rate.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.59% | None | Standard fixed rate as low as 8.59% APR. No annual fee, no balance transfer fee, no cash advance fee. |
| Intro, 12 months | 0.00% | None | Promotional 0% APR for 12 months on balance transfers completed 1/31/24-3/31/24. Available to both new and existing cardholders; current CCU credit card balances and purchases are ineligible. After promotion expires, remaining balance migrates to standard APR. |
| Intro, 6 months | 0.00% | None | Promotional 0.0% APR for 6 months on retail purchases for new credit card accounts opened 10/1/21-11/30/21. After 6 months, remaining balance migrates to standard APR. |
Sources (4)
- countycu.org/credit-card-balance-transfer
- countycu.org/credit-card-holiday-promo
- countycu.org/deposit-rates
- countycu.org/loans-credit/credit-cards
All captured Oct 16, 2026
Who can join County Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives or works in ZIP codes 63105 (Clayton, Missouri) or 63124 (Ladue, Missouri).
Employers and groups
- Employees and registered members of Christ the King, Holy Spirit, St. Ann, and St. Ferdinand parishes are eligible for membership.
Military, government and schools
- Current or retired employees of St. Louis County, City of Jennings, City of Olivette, and various organizations across the St. Louis area are eligible for membership.
Membership information collected October 4, 2026.