Credit union · NCUA insured
County Credit Union Auto Loan Rates
Top CarrotCounty Credit Union auto loans start at 4.99% APR for a new vehicle and 7.00% for a used one. Rates checked October 16, 2026.
How County Credit Union’s auto loan rates compare
Compared with banks and credit unions near St. Louis, MO-IL, where County Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
County Credit Union
4.99%APR
- Terms
- up to 66 months
- Up to
- —
Auto Loan - Model Year: 2026-2027 (New or Used)
Lowest rate
St. Louis Policemen's Credit Union
3.50%APR
- Terms
- —
- Up to
- 12.25% APR
2nd-lowest rate
First Missouri Credit Union
3.99%APR
- Terms
- —
- Up to
- —
County Credit Union auto loan score
76
Auto loan score
Higher than 42% of U.S. banks and credit unions
- New vehicleNew4.99%
- Used vehicleUsed7.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where County Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan - Model Year: 2016-2023 (Used)
Best available rates based on credit qualifications and other factors. Rates subject to change without notice. Finance up to 100% of purchase. Model year 2016-2023 (Used).
| Terms | APR | Conditions |
|---|---|---|
| up to 42 months | 6.75% | Best available rate for 42 month term on model year 2016-2023 (Used). |
| up to 52 months | 7.25% | Best available rate for 52 month term on model year 2016-2023 (Used). |
| up to 66 months | 8.00% | Best available rate for 66 month term on model year 2016-2023 (Used). |
Sources (2)
All captured Oct 7, 2026
Auto Loan - Model Year: 2024-2025 (Used)
Best available rates based on credit qualifications and other factors. Rates subject to change without notice. Finance up to 100% of purchase. Model year 2024-2025 (Used).
| Terms | APR | Conditions |
|---|---|---|
| up to 42 months | 6.25% | Best available rate for 42 month term on model year 2024-2025 (Used). |
| up to 52 months | 6.75% | Best available rate for 52 month term on model year 2024-2025 (Used). |
| up to 66 months | 7.00% | Best available rate for 66 month term on model year 2024-2025 (Used). |
| up to 78 months | 7.50% | Best available rate for 78 month term on model year 2024-2025 (Used). $10,000 minimum loan balance required. |
| up to 84 months | 9.25% | Best available rate for 84 month term on model year 2024-2025 (Used). |
Sources (2)
All captured Oct 7, 2026
Auto Loan - Model Year: 2026-2027 (New or Used)
Best available rates based on credit qualifications and other factors. Rates subject to change without notice. Finance up to 100% of purchase. Model year 2026-2027 (New or Used).
| Terms | APR | Conditions |
|---|---|---|
| up to 42 months | 5.40% | Best available rate for 42 month term on model year 2026-2027 (New or Used). |
| up to 52 months | 5.95% | Best available rate for 52 month term on model year 2026-2027 (New or Used). |
| up to 66 months | 4.99% | Best available rate for 66 month term on model year 2026-2027 (New or Used). |
| up to 78 months | 4.99% | Best available rate for 78 month term on model year 2026-2027 (New or Used). $10,000 minimum loan balance required. |
| up to 84 months | 6.49% | Best available rate for 84 month term on model year 2026-2027 (New or Used). $15,000 minimum loan balance required. |
Sources (2)
All captured Oct 7, 2026
Motorcycle Loan - Model Year: 2026-2027 (New)
Rates are subject to change without notice and are based on credit qualifications and other factors. The rates feature best available rates. Model Year: 2026-2027 (New).
| Terms | APR | Conditions |
|---|---|---|
| up to 42 months | 8.40% | Best available rate for 42 month term on model year 2026-2027 (New). |
| up to 52 months | 8.95% | Best available rate for 52 month term on model year 2026-2027 (New). |
| up to 66 months | 7.99% | Best available rate for 66 month term on model year 2026-2027 (New). |
| up to 78 months | 7.99% | Best available rate for 78 month term on model year 2026-2027 (New). $10,000 minimum loan balance required. |
| up to 84 months | 9.49% | Best available rate for 84 month term on model year 2026-2027 (New). $15,000 minimum loan balance required. |
Sources (2)
All captured Oct 7, 2026
Who can join County Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives or works in ZIP codes 63105 (Clayton, Missouri) or 63124 (Ladue, Missouri).
Employers and groups
- Employees and registered members of Christ the King, Holy Spirit, St. Ann, and St. Ferdinand parishes are eligible for membership.
Military, government and schools
- Current or retired employees of St. Louis County, City of Jennings, City of Olivette, and various organizations across the St. Louis area are eligible for membership.
Membership information collected October 4, 2026.