Credit union · NCUA insured
County-City Credit Union Credit Card Rates
County-City Credit Union credit cards start at 11.99% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How County-City Credit Union’s credit card rates compare
Compared with banks and credit unions near Watertown, WI, where County-City Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
County-City Credit Union
11.99%APR
- Up to
- —
VISA Platinum Credit Card
Lowest rate
Fort Community Credit Union
10.99%APR
- Up to
- —
3rd-lowest rate
Summit Credit Union
12.40%APR
- Up to
- 20.90% APR
County-City Credit Union credit card score
72
Credit card score
Higher than 32% of U.S. banks and credit unions
- Purchase APRPurchase APR11.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where County-City Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Platinum Credit Card
Variable rate based on Wall Street Journal Prime Rate plus a margin based on credit score, adjusted quarterly on the first day of the billing cycle following the start of the new quarter. Prime Rate as of 10/1/2026 was 7.00% APR. The APR is the same for cash advances and balance transfers. 25-day grace period to avoid finance charges on purchases. No annual fee, no balance transfer fees, and no over-the-limit fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.99% | None | Credit score 680 and above. Variable rate is Prime Rate + 4.99% APR. Minimum monthly payment is greater of $30 or 3% of total balance. APR is the same for cash advances and balance transfers. |
| Ongoing | 12.99% | None | Credit score 600 - 679. Variable rate is Prime Rate + 5.99% APR. Minimum monthly payment is greater of $30 or 3% of total balance. APR is the same for cash advances and balance transfers. |
| Ongoing | 14.99% | None | Credit score below 600. Variable rate is Prime Rate + 7.99% APR. Minimum monthly payment is greater of $30 or 3% of total balance. APR is the same for cash advances and balance transfers. |
Sources (1)
- countycitycreditunion.com/borrow/credit-card · captured Oct 5, 2026
Who can join County-City Credit Union
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