Credit union · NCUA insured
Fort Community Credit Union Credit Card Rates
Top CarrotFort Community Credit Union credit cards start at 10.99% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Fort Community Credit Union’s credit card rates compare
Compared with banks and credit unions near Watertown, WI, where Fort Community Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Fort Community Credit Union
10.99%APR
- Up to
- —
Visa Platinum
2nd-lowest rate
County-City Credit Union
11.99%APR
- Up to
- —
3rd-lowest rate
Summit Credit Union
12.40%APR
- Up to
- 20.90% APR
Fort Community Credit Union credit card score
77
Credit card score
Higher than 44% of U.S. banks and credit unions
- Purchase APRPurchase APR10.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Fort Community Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Secured Credit Card
Requires a cash security deposit up front to determine the credit card limit. References the Visa Classic credit card for details, terms, and benefits.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.90%–16.96% | None | Terms, fees, and rates reference the Visa Classic credit card. Credit limit is set by cash security deposit amount. Monthly periodic rate 0.7416% - 1.1633% for purchases. |
Sources (1)
- fortcommunity.com/loans-credit…ds/personal-credit-cards · captured Oct 16, 2026
Visa Classic
Actual rate determined based on creditworthiness, current market conditions, and other factors. Monthly periodic rate for purchases and cash advances is 0.7416% - 1.1633%.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.90%–16.96% | None | Monthly periodic rate of 0.7416% - 1.1633% for purchases. Rate based on creditworthiness factors. No annual fee, balance transfer fee, or cash advance fee. |
| Ongoing | 11.90%–16.96% | None | Monthly periodic rate of 0.7416% - 1.1633% for purchases. Rates subject to qualified credit. |
Visa Platinum
Variable APR based on Prime Rate + 3.99%, with a maximum cap of 18.00%. Includes 1% cash back on all purchases (no cash back on cash advances or balance transfers).
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.99% | None | Variable rate based on Prime Rate + 3.99%; rate will never exceed 18.00%. No annual fee, balance transfer fee, or cash advance fee. |
Sources (2)
All captured Oct 16, 2026
Who can join Fort Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone living or working in Dane, Dodge, Jefferson, Rock, Walworth, and Waukesha counties.
Membership information collected October 5, 2026.