Credit union · NCUA insured
Cooper's Cave Federal Credit Union Auto Loan Rates
Cooper's Cave Federal Credit Union auto loans start at 5.00% APR for a new vehicle. Rates checked October 16, 2026.
How Cooper's Cave Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Glens Falls, NY, where Cooper's Cave Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Cooper's Cave Federal Credit Union
5.00%APR
- Terms
- up to 60 months
- Up to
- 12.25% APR
- Discount
- None included
Secured Loan New - 2019
Lowest rate
Parks Heritage Federal Credit Union
4.00%APR
- Terms
- up to 84 months
- Up to
- —
- Discount
- None included
2nd-lowest rate
TCT FCU
4.50%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- Included in the rate
Cooper's Cave Federal Credit Union auto loan score
73
Auto loan score
Higher than 34% of U.S. banks and credit unions
- New vehicleNew5.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Cooper's Cave Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Secured Loan 2017 - 2018
DMV titled; up to 84-month term; pre-approval available. All terms are not available for all vehicle years. Credit restrictions apply.
| Terms | APR | Conditions |
|---|---|---|
| up to 24 months | 8.95%–17.45% | Tiered by credit rating: A+ (775+): 8.95%, A (700-774): 9.95%, B (650-699): 12.95%, C (600-649): 15.45%, D (550-599): 17.45%. Call for credit scores 549 or less. |
| up to 36 months | 8.95%–15.45% | Tiered by credit rating: A+ (775+): 8.95%, A (700-774): 9.95%, B (650-699): 12.95%, C (600-649): 15.45%. Grade D is n/a. Call for credit scores 549 or less. |
| up to 48 months | 8.95%–12.95% | Tiered by credit rating: A+ (775+): 8.95%, A (700-774): 9.95%, B (650-699): 12.95%. Grades C and D are n/a. Call for credit scores 549 or less. |
Secured Loan New - 2019
DMV titled; up to 84-month term; pre-approval available. All terms are not available for all vehicle years. Credit restrictions apply.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 5.00%–12.25% | Tiered by credit rating: A+ (775+): 5.00%, A (700-774): 5.60%, B (650-699): 7.00%, C (600-649): 9.75%, D (550-599): 12.25%. Call for credit scores 549 or less. |
| up to 60 months | 5.00%–12.25% | Tiered by credit rating: A+ (775+): 5.00%, A (700-774): 5.60%, B (650-699): 7.00%, C (600-649): 9.75%, D (550-599): 12.25%. Call for credit scores 549 or less. |
| up to 72 months | 5.35%–10.00% | Tiered by credit rating: A+ (775+): 5.35%, A (700-774): 5.85%, B (650-699): 7.25%, C (600-649): 10.00%. Grade D is n/a. Call for credit scores 549 or less. |
| up to 84 months | 5.60%–10.25% | Tiered by credit rating: A+ (775+): 5.60%, A (700-774): 6.10%, B (650-699): 7.50%, C (600-649): 10.25%. Grade D is n/a. Call for credit scores 549 or less. |
Who can join Cooper's Cave Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to residents of Warren County and Washington County.
Employers and groups
- Membership is open to employees of businesses located in Warren County and Washington County.
Military, government and schools
- Membership is open to those who attend church or school in Warren County and Washington County.
Family and household
- Membership is open to family members of existing members, including spouses, partners, children, grandchildren, parents, grandparents, and siblings.
Other ways
- Membership is open to those who volunteer their time with an organization based in Warren County and Washington County.
Membership information collected October 5, 2026.