Credit union · NCUA insured
Community Service Credit Union Credit Card Rates
Community Service Credit Union credit cards start at 9.49% APR on purchases, after any introductory rate. Rates checked November 7, 2026.
How Community Service Credit Union’s credit card rates compare
Ongoing purchase APR. The lowest rate among banks and credit unions with branches in each area.
This credit union’s lowest
Community Service Credit Union
9.49%APR
- Up to
- 15.49% APR
Visa Rewards
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Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Rewards
Earns 1.5 points per $1 spent through uChoose Rewards. Current legacy cardholders that upgrade may retain their legacy card rate for 6 months before adjusting to current card pricing rate. Subject to credit approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.49%–15.49% | None | Rates are variable and adjust quarterly, any time the Prime Rate changes, on the 1st day of April, July, October, and January. Rate is based on your credit. |
| Ongoing | 11.49%–18.00% | None | Rates are variable and adjust quarterly, any time the Prime Rate changes, on the 1st day of April, July, October, and January. Rate is based on your credit. |
Visa Signature Rewards
Earns 2 points per $1 spent through uChoose Rewards. Includes dedicated Visa customer service hotline. Current legacy cardholders that upgrade may retain their legacy card rate for 6 months before adjusting to current card pricing rate. Subject to credit approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.49%–10.49% | None | Rates are variable and adjust quarterly, any time the Prime Rate changes, on the 1st day of April, July, October, and January. Rate is based on your credit. |
| Ongoing | 11.49%–12.49% | None | Rates are variable and adjust quarterly, any time the Prime Rate changes, on the 1st day of April, July, October, and January. Rate is based on your credit. |
Community Service Credit Union credit card score
88
Credit card score
Higher than 82% of U.S. banks and credit unions
- Purchase APRPurchase APR9.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Who can join Community Service Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who reside or work in Brazoria County, Texas, and are not eligible for primary membership in any occupation or association-based credit union by virtue of occupation or association, are eligible for membership.
- Individuals who reside, work, attend school, or worship in Grimes County, Texas are eligible for membership.
- Individuals who reside, work, attend school, or worship in Houston County, Texas are eligible for membership.
- Individuals who reside, work, attend school, or worship in Madison County, Texas are eligible for membership.
- Individuals who reside, work, attend school, or worship in Montgomery County, Texas are eligible for membership.
- Individuals who reside, work, attend school, or worship in San Jacinto County, Texas are eligible for membership.
22 more ways to join
Where you live or work
- Individuals who reside, work, attend school, or worship in Trinity County, Texas are eligible for membership.
- Individuals who reside, work, attend school, or worship in Walker County, Texas are eligible for membership.
Employers and groups
- Individuals who work for or are retired from Apple Chevrolet of Angleton, Texas are eligible for membership.
- Individuals who work for or are retired from Corrections Corporation of America are eligible for membership.
- Individuals who work for or are retired from Community Service Credit Union are eligible for membership.
- Individuals who work for or are retired from NUCOR Corporation, a subsidiary, affiliate, or successor company (or their family members) who work in Jewett, Texas or Grapeland, Texas (Vulcraft MFG) are eligible for membership.
- Individuals who work for or are retired from a company approved by the State of Texas to build and/or manage prison facilities within Texas are eligible for membership.
- Individuals who work for or are retired from a United Way funded agency within Brazoria County, Texas are eligible for membership.
Military, government and schools
- Individuals who work for or are retired from Windham Schools, State of Texas are eligible for membership.
- Individuals who serve as an elected or appointed official or are employed by a governmental entity in Brazoria County, Texas are eligible for membership.
- Individuals who work for or are retired from the Department of Human Services in Huntsville, Texas, or Conroe, Texas are eligible for membership.
- Individuals who work for or are retired from Juvenile Probation Department, State of Texas are eligible for membership.
- Individuals who work for or are retired from the Texas Department of Criminal Justice are eligible for membership.
- Individuals who serve as a Governmental Volunteer are eligible for membership.
- Individuals who serve as a Police Reserve Officer are eligible for membership.
- Individuals who volunteer as a fireman are eligible for membership.
Family and household
- Immediate family members (related by blood or marriage) of an individual who qualifies for membership are eligible to join.
- Individuals whose spouse died while within the field of membership of Community Service Credit Union are eligible for membership.
Other ways
- A business or other legal entity/organization located in Walker, Madison, Trinity, San Jacinto, Grimes, Houston, or Montgomery County, Texas qualifies for business membership.
- A business organization whose employees or members are within CSCU's field of membership for individuals qualifies for membership.
- Individuals who receive retirement, pension, or other benefits as a result of prior employment by any business or organization included in the field of membership are eligible for membership.
- Individuals who serve as a volunteer for any group within the field of membership are eligible for membership.
Membership information collected October 5, 2026.