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Credit union · NCUA insured

Community Service Credit Union Auto Loan Rates

Community Service Credit Union auto loans start at 6.49% APR for a new vehicle and 6.49% for a used one. Rates checked October 16, 2026.

How Community Service Credit Union’s auto loan rates compare

Compared with banks and credit unions near Huntsville, TX, where Community Service Credit Union has the most branches. New vehicle, lowest advertised APR first.

  • This credit union’s lowest

    Community Service Credit Union

    6.49%APR

    Terms
    up to 72 months
    Up to
    17.99% APR
    Discount
    None included

    CSCU Flex Drive

  • Lowest rate

    PNC

    5.34%APR

    Terms
    —
    Up to
    20.69% APR
    Discount
    Included in the rate

    PNC rates

Compare auto loan rates near you →

Community Service Credit Union auto loan score

63

Auto loan score

Higher than 10% of U.S. banks and credit unions

By vehicle
  • New vehicleNew6.49%
  • Used vehicleUsed6.49%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where Community Service Credit Union ranks

By auto loan score, in each area where it has branches

Every rate

Current auto loan rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.

Who can join Community Service Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

  • Individuals who reside or work in Brazoria County, Texas, and are not eligible for primary membership in any occupation or association-based credit union by virtue of occupation or association, are eligible for membership.
  • Individuals who reside, work, attend school, or worship in Grimes County, Texas are eligible for membership.
  • Individuals who reside, work, attend school, or worship in Houston County, Texas are eligible for membership.
  • Individuals who reside, work, attend school, or worship in Madison County, Texas are eligible for membership.
  • Individuals who reside, work, attend school, or worship in Montgomery County, Texas are eligible for membership.
  • Individuals who reside, work, attend school, or worship in San Jacinto County, Texas are eligible for membership.
22 more ways to join

Where you live or work

  • Individuals who reside, work, attend school, or worship in Trinity County, Texas are eligible for membership.
  • Individuals who reside, work, attend school, or worship in Walker County, Texas are eligible for membership.

Employers and groups

  • Individuals who work for or are retired from Apple Chevrolet of Angleton, Texas are eligible for membership.
  • Individuals who work for or are retired from Corrections Corporation of America are eligible for membership.
  • Individuals who work for or are retired from Community Service Credit Union are eligible for membership.
  • Individuals who work for or are retired from NUCOR Corporation, a subsidiary, affiliate, or successor company (or their family members) who work in Jewett, Texas or Grapeland, Texas (Vulcraft MFG) are eligible for membership.
  • Individuals who work for or are retired from a company approved by the State of Texas to build and/or manage prison facilities within Texas are eligible for membership.
  • Individuals who work for or are retired from a United Way funded agency within Brazoria County, Texas are eligible for membership.

Military, government and schools

  • Individuals who work for or are retired from Windham Schools, State of Texas are eligible for membership.
  • Individuals who serve as an elected or appointed official or are employed by a governmental entity in Brazoria County, Texas are eligible for membership.
  • Individuals who work for or are retired from the Department of Human Services in Huntsville, Texas, or Conroe, Texas are eligible for membership.
  • Individuals who work for or are retired from Juvenile Probation Department, State of Texas are eligible for membership.
  • Individuals who work for or are retired from the Texas Department of Criminal Justice are eligible for membership.
  • Individuals who serve as a Governmental Volunteer are eligible for membership.
  • Individuals who serve as a Police Reserve Officer are eligible for membership.
  • Individuals who volunteer as a fireman are eligible for membership.

Family and household

  • Immediate family members (related by blood or marriage) of an individual who qualifies for membership are eligible to join.
  • Individuals whose spouse died while within the field of membership of Community Service Credit Union are eligible for membership.

Other ways

  • A business or other legal entity/organization located in Walker, Madison, Trinity, San Jacinto, Grimes, Houston, or Montgomery County, Texas qualifies for business membership.
  • A business organization whose employees or members are within CSCU's field of membership for individuals qualifies for membership.
  • Individuals who receive retirement, pension, or other benefits as a result of prior employment by any business or organization included in the field of membership are eligible for membership.
  • Individuals who serve as a volunteer for any group within the field of membership are eligible for membership.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
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