Credit union · NCUA insured
Coastline Federal Credit Union Credit Card Rates
Coastline Federal Credit Union credit cards start at 9.20% APR on purchases, after any introductory rate. Rates checked October 15, 2026.
How Coastline Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Jacksonville, FL, where Coastline Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Coastline Federal Credit Union
9.20%APR
Visa Classic Credit Card
Lowest rate
Jax Fire Credit Union
8.64%APR
2nd-lowest rate
SUMA Federal Credit Union
9.00%APR
Coastline Federal Credit Union credit card score
88
Credit card score
Higher than 81% of U.S. banks and credit unions
- Purchase APRPurchase APR9.20%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Coastline Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Classic Credit Card
No annual fee. No balance transfer fee. Low APR on purchases, balance transfers, and cash advances. Cash Advances fee = $5 or 3%, max $25. 25-day grace period on purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 18.00% | None | Subject to individual credit worthiness. FICO 599 or less. Prime rate 7.00%, margin 11.65%, monthly periodic rate 1.5000%. Low APR applies to all purchases, balance transfers, and cash advances. |
| Ongoing | 14.65% | None | Subject to individual credit worthiness. FICO 600 – 639. Prime rate 7.00%, margin 7.65%, monthly periodic rate 1.2208%. Low APR applies to all purchases, balance transfers, and cash advances. |
| Ongoing | 13.65% | None | Subject to individual credit worthiness. FICO 640 – 669. Prime rate 7.00%, margin 6.65%, monthly periodic rate 1.1375%. Low APR applies to all purchases, balance transfers, and cash advances. |
| Ongoing | 11.90% | None | Subject to individual credit worthiness. FICO 670 – 699. Prime rate 7.00%, margin 4.90%, monthly periodic rate 0.9917%. Low APR applies to all purchases, balance transfers, and cash advances. |
| Ongoing | 10.20% | None | Subject to individual credit worthiness. FICO 700 – 729. Prime rate 7.00%, margin 3.20%, monthly periodic rate 0.8500%. Low APR applies to all purchases, balance transfers, and cash advances. |
| Ongoing | 9.20% | None | Subject to individual credit worthiness. FICO 730+. Prime rate 7.00%, margin 2.20%, monthly periodic rate 0.7667%. Low APR applies to all purchases, balance transfers, and cash advances. |
Sources (2)
All captured Oct 15, 2026
Visa Rewards Credit Card
No annual fee. No balance transfer fee. 3 points per dollar on gas and groceries, 2 points per dollar on dining and hotel expenses, 1 point per dollar on all other purchases. New cardholders spending $3,000 in first 90 days earn 15,000 bonus points.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 18.00% | None | Subject to individual credit worthiness. FICO 599 or less. Prime rate 7.00%, margin 13.65%, monthly periodic rate 1.5000%. |
| Ongoing | 16.65% | None | Subject to individual credit worthiness. FICO 600 – 639. Prime rate 7.00%, margin 9.65%, monthly periodic rate 1.3875%. |
| Ongoing | 15.65% | None | Subject to individual credit worthiness. FICO 640 – 669. Prime rate 7.00%, margin 8.65%, monthly periodic rate 1.3042%. |
| Ongoing | 14.40% | None | Subject to individual credit worthiness. FICO 670 – 699. Prime rate 7.00%, margin 7.40%, monthly periodic rate 1.2000%. |
| Ongoing | 13.40% | None | Subject to individual credit worthiness. FICO 700 – 729. Prime rate 7.00%, margin 6.40%, monthly periodic rate 1.1167%. |
| Ongoing | 12.40% | None | Subject to individual credit worthiness. FICO 730+. Prime rate 7.00%, margin 5.40%, monthly periodic rate 1.0333%. |
Sources (2)
All captured Oct 15, 2026
Who can join Coastline Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.