Credit union · NCUA insured
SUMA Federal Credit Union Credit Card Rates
Top CarrotSUMA Federal Credit Union credit cards start at 9.00% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How SUMA Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near New York, NY-NJ, where SUMA Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
SUMA Federal Credit Union
9.00%APR
Visa Classic
Lowest rate
Fox Federal Credit Union
6.95%APR
2nd-lowest rate
NYU Federal Credit Union
7.90%APR
SUMA Federal Credit Union credit card score
88
Credit card score
Higher than 81% of U.S. banks and credit unions
- Purchase APRPurchase APR9.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where SUMA Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Secured Visa Credit Card
Designed for members with no credit history. Requires a valid SSN or Tax ID Number and a Pledge of Shares Agreement. Non-members require a sponsor to join.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.00% | None | All regular and secured credit cards of the same class have the same features and rates (Fixed 9% APR). Minimum credit limit is $1,000.00; maximum credit limit is $15,000.00. |
Sources (2)
All captured Oct 5, 2026
Visa Classic
Available to qualified members with valid SSN and good credit. Non-members require a sponsor to join.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.00% | None | Fixed APR applies equally to purchases, balance transfers, and cash advances. No balance transfer fee, no cash advance fee, and no penalty APR. Minimum credit limit is $1,000.00; maximum credit limit is $15,000.00. |
Sources (2)
All captured Oct 5, 2026
Who can join SUMA Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to members of the sponsor organization, Ukrainian-American Youth Association (CYM) - Yonkers Branch, Inc.
- Membership is open to parishioners of The Encounter of our Lord and Savior Jesus Christ mission parish in St. Augustine, FL.
- Membership is open to parishioners of Epiphany of our Lord Ukrainian Catholic Church in St. Petersburg, FL.
- Membership is open to parishioners of St. Andrew’s Ukrainian Religious and Cultural Center (Oseredok) in North Port, FL.
- Membership is open to parishioners of St. Mary's Ukrainian Catholic Church in North Port, FL.
- Membership is open to parishioners of St. Michael the Archangel Ukrainian Catholic Church in New Haven, CT.
5 more ways to join
Employers and groups
- Membership is open to parishioners of St. Michael the Archangel Ukrainian Catholic Church in Yonkers, NY.
- Membership is open to parishioners of St. Vladimir Ukrainian Catholic Cathedral in Stamford, CT.
- Membership is open to parishioners of Saints Peter & Paul Ukrainian Catholic Church in Spring Valley, NY.
- Membership is open to parishioners of Ukrainian Baptist Church in North Port, FL.
- Membership is open to parishioners of Ukrainian Bible Church in North Port, FL.
Membership information collected October 5, 2026.