Credit union · NCUA insured
Coastal1 Credit Union Auto Loan Rates
Top CarrotCoastal1 Credit Union auto loans start at 6.09% APR for a new vehicle and 6.09% for a used one. Rates checked October 22, 2026.
How Coastal1 Credit Union’s auto loan rates compare
Compared with banks and credit unions near Providence, RI-MA, where Coastal1 Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Coastal1 Credit Union
6.09%APR
- Terms
- —
New Autos
Lowest rate
Shoreham Bank
3.99%APR
- Terms
- up to 78 months
2nd-lowest rate
St. Anthony of Padua FCU
3.99%APR
- Terms
- up to 72 months
Coastal1 Credit Union auto loan score
65
Auto loan score
Higher than 15% of U.S. banks and credit unions
- New vehicleNew6.09%
- Used vehicleUsed6.09%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Coastal1 Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Autos
Up to 100% financing available. Offer applicable for applicants with a credit score of 730 or higher. Model years 2025-2026 with mileage less than 100,000. Interest rate determined by individual creditworthiness. Existing Coastal1 Credit Union auto loans are not eligible.
| Terms | APR | Conditions |
|---|---|---|
| — | 6.09% | Model years 2025-2026. Credit score of 730 or higher and mileage under 100,000 required for lowest rate. Repayment example: 60 monthly payments of $19.37 per $1,000 borrowed at 6.09% APR. |
Used Autos
Up to 100% financing available. Offer applicable for applicants with a credit score of 730 or higher. Model years 2014-2025 with mileage less than 100,000. Interest rate determined by individual creditworthiness. Existing Coastal1 Credit Union auto loans are not eligible.
| Terms | APR | Conditions |
|---|---|---|
| — | 6.09% | Model years 2023-2025. Credit score of 730 or higher and mileage under 100,000 required for lowest rate. Repayment example: 60 monthly payments of $19.37 per $1,000 borrowed at 6.09% APR. |
| — | 6.39% | Model years 2020-2022. Credit score of 730 or higher and mileage under 100,000 required for lowest rate. |
| — | 7.39% | Model years 2017-2019. Credit score of 730 or higher and mileage under 100,000 required for lowest rate. |
| — | 8.09% | Model years 2014-2016. Credit score of 730 or higher and mileage under 100,000 required for lowest rate. |
Who can join Coastal1 Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.