Credit union · NCUA insured
Coastal Community Federal Credit Union Auto Loan Rates
Coastal Community Federal Credit Union auto loans start at 4.27% APR for a new vehicle and 4.27% for a used one. Rates checked October 16, 2026.
How Coastal Community Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Houston, TX, where Coastal Community Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Coastal Community Federal Credit Union
4.27%APR
- Terms
- 61–75 months
- Up to
- 15.47% APR
- Discount
- None included
Vehicle Loans
Lowest rate
Lubrizol Employees' Credit Union
3.24%APR
- Terms
- 24–60 months
- Up to
- 14.49% APR
- Discount
- Included in the rate
2nd-lowest rate
CommonCents CU
3.50%APR
- Terms
- —
- Up to
- —
- Discount
- None included
Coastal Community Federal Credit Union auto loan score
92
Auto loan score
Higher than 93% of U.S. banks and credit unions
- New vehicleNew4.27%
- Used vehicleUsed4.27%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Coastal Community Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Motorcycle Loans
Motorcycle loan financing available with terms up to 60 months. Rates effective September 22, 2026.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 5.72%–14.07% | APR varies by credit tier (A+ to E). |
| 37–48 months | 5.97%–14.37% | APR varies by credit tier (A+ to E). |
| 49–60 months | 6.32%–14.98% | APR varies by credit tier (A+ to E). |
Vehicle Loans
Low rates for new and used vehicles. Terms up to 84 months and 100% financing available for qualified borrowers. No payoff penalties.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 3.22%–14.07% | APR varies by credit tier (A+ to E). 100% financing available for qualified borrowers. |
| 37–48 months | 3.47%–14.37% | APR varies by credit tier (A+ to E). 100% financing available for qualified borrowers. |
| 49–60 months | 3.97%–14.97% | APR varies by credit tier (A+ to E). 100% financing available for qualified borrowers. |
| 61–75 months | 4.27%–15.47% | APR varies by credit tier (A+ to E). 100% financing available for qualified borrowers. |
| 76–84 months | 4.97%–15.97% | APR varies by credit tier (A+ to E). 100% financing available for qualified borrowers. |
Sources (3)
All captured Oct 6, 2026
Who can join Coastal Community Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who reside, work, worship, or attend school in Galveston County are eligible for membership.
- People who live, work, worship, or attend school in a concentrated census tract area surrounding the CE Branch at 7002 Fauna St. in Houston are eligible for membership.
Membership information collected October 5, 2026.