Credit union · NCUA insured
Lubrizol Employees' Credit Union Auto Loan Rates
Top CarrotLubrizol Employees' Credit Union auto loans start at 3.24% APR for a new vehicle and 3.24% for a used one. Rates checked October 16, 2026.
How Lubrizol Employees' Credit Union’s auto loan rates compare
Compared with banks and credit unions near Houston, TX, where Lubrizol Employees' Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Lubrizol Employees' Credit Union
3.24%APR
- Terms
- 24–60 months
- Up to
- 14.49% APR
- Discount
- Included in the rate
New & Used Automobile
2nd-lowest rate
CommonCents CU
3.50%APR
- Terms
- —
- Up to
- —
- Discount
- None included
3rd-lowest rate
Southwest Airlines Federal Credit Union
3.94%APR
- Terms
- —
- Up to
- —
- Discount
- None included
Lubrizol Employees' Credit Union auto loan score
99
Auto loan score
Higher than 99% of U.S. banks and credit unions
- New vehicleNew3.24%
- Used vehicleUsed3.24%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Lubrizol Employees' Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New & Used Automobile
Up to 100% financing available on new, used and refinanced vehicles. Flexible terms up to 84 months. No set-up fees and no prepayment fees. APR received will be based on individual credit worthiness at time of advance and subject to credit approval guidelines. Rates subject to change without notice. Lowest rate listed includes all available discounts granted based on services used at the Credit Union. APR is risk-based and based on personal credit score.
| Terms | APR | Conditions |
|---|---|---|
| 24–60 months | 3.24%–14.49% | Lowest rate listed includes all available discounts granted based on services used at the Credit Union. APR is risk-based and determined by credit score. |
| 61–72 months | 4.99%–15.24% | Financing over $30K. Lowest rate listed includes all available discounts granted based on services used at the Credit Union. APR is risk-based and determined by credit score. |
| 72–84 months | 5.79%–15.99% | Financing over $30K + 10% down payment required. Lowest rate listed includes all available discounts granted based on services used at the Credit Union. APR is risk-based and determined by credit score. |
Who can join Lubrizol Employees' Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of the Lubrizol Corporation's Deer Park and Bayport Texas facilities, including any Texas subsidiaries, and retirees are eligible for membership.
Family and household
- Family members of Lubrizol Corporation employees and retirees are eligible for membership.
Cost to join
- A $5 minimum deposit into a share savings account is required to join.
Membership information collected October 5, 2026.