Credit union · NCUA insured
Coast360 Federal Credit Union Savings Rates
Top CarrotCoast360 Federal Credit Union’s best savings rate is 0.50% APY on $10,000, with its Money Market. Rates checked October 22, 2026.
How Coast360 Federal Credit Union’s savings rates compare
Compared with banks and credit unions in Guam, where Coast360 Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Coast360 Federal Credit Union
0.50%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $50
Money Market
Top rate
Bank of Guam
2.79%APY
- Minimum
- $0
- Earns on $10,000 a year
- $279
2nd-highest rate
PenFed Credit Union
2.70%APY
- Minimum
- $5
- Earns on $10,000 a year
- $270
Coast360 Federal Credit Union savings score
79
Savings score
Higher than 48% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0001.00%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Coast360 Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
0.50%APY
Must maintain a minimum daily balance of $2,500.00 to avoid an $8.00 monthly service fee and earn disclosed APY. Minimum opening deposit is $2,500.00. Minimum withdrawal amount is $500.00 per withdrawal. Limited to 6 withdrawals or transfers per calendar month.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $10,000$8.00 monthly service fee applies if daily balance falls below $2,500.00. Must maintain a minimum daily balance of $2,500.00 to earn APY. Limited to 6 withdrawals/transfers per month. Minimum withdrawal is $500.00. | 0.50% | — | $8.00 monthly service fee applies if daily balance falls below $2,500.00. Must maintain a minimum daily balance of $2,500.00 to earn APY. Limited to 6 withdrawals/transfers per month. Minimum withdrawal is $500.00. |
| $10,000 – $25,000$8.00 monthly service fee applies if daily balance falls below $2,500.00. Must maintain a minimum daily balance of $2,500.00 to earn APY. Limited to 6 withdrawals/transfers per month. Minimum withdrawal is $500.00. | 0.50% | $50 | $8.00 monthly service fee applies if daily balance falls below $2,500.00. Must maintain a minimum daily balance of $2,500.00 to earn APY. Limited to 6 withdrawals/transfers per month. Minimum withdrawal is $500.00. |
| $25,000 – $50,000$8.00 monthly service fee applies if daily balance falls below $2,500.00. Must maintain a minimum daily balance of $2,500.00 to earn APY. Limited to 6 withdrawals/transfers per month. Minimum withdrawal is $500.00. | 0.75% | — | $8.00 monthly service fee applies if daily balance falls below $2,500.00. Must maintain a minimum daily balance of $2,500.00 to earn APY. Limited to 6 withdrawals/transfers per month. Minimum withdrawal is $500.00. |
| $50,000 – $100,000$8.00 monthly service fee applies if daily balance falls below $2,500.00. Must maintain a minimum daily balance of $2,500.00 to earn APY. Limited to 6 withdrawals/transfers per month. Minimum withdrawal is $500.00. | 0.75% | — | $8.00 monthly service fee applies if daily balance falls below $2,500.00. Must maintain a minimum daily balance of $2,500.00 to earn APY. Limited to 6 withdrawals/transfers per month. Minimum withdrawal is $500.00. |
| $100,000 – $250,000$8.00 monthly service fee applies if daily balance falls below $2,500.00. Must maintain a minimum daily balance of $2,500.00 to earn APY. Limited to 6 withdrawals/transfers per month. Minimum withdrawal is $500.00. | 1.00% | — | $8.00 monthly service fee applies if daily balance falls below $2,500.00. Must maintain a minimum daily balance of $2,500.00 to earn APY. Limited to 6 withdrawals/transfers per month. Minimum withdrawal is $500.00. |
| $250,000 and up$8.00 monthly service fee applies if daily balance falls below $2,500.00. Must maintain a minimum daily balance of $2,500.00 to earn APY. Limited to 6 withdrawals/transfers per month. Minimum withdrawal is $500.00. | 1.00% | — | $8.00 monthly service fee applies if daily balance falls below $2,500.00. Must maintain a minimum daily balance of $2,500.00 to earn APY. Limited to 6 withdrawals/transfers per month. Minimum withdrawal is $500.00. |
Regular Share Savings
0.25%APY
Used to establish and maintain credit union membership. Coast360 membership required.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.25% | $25 |
Special-purpose accounts
Christmas Club
1.35%APY
Minimum opening deposit and monthly balance of $5.00. Withdrawals permitted starting as early as October; interest paid quarterly; no monthly service charge.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceWithdrawals allowed as early as October. Interest paid quarterly.Any balance | 1.35% | $135 | Withdrawals allowed as early as October. Interest paid quarterly. |
Kids360 Share Savings
0.50%APY
For ages 5-12. Primary Share Savings account required before establishing club sub-accounts. Parent or legal guardian must be a Coast360 member.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceAvailable for Kids360 members (ages 5-12).Any balance | 0.50% | $50 | Available for Kids360 members (ages 5-12). |
Sources (3)
All captured Sep 19, 2026
Summer Club
0.50%APY
Available for Kids360 & Teen360 members only. Primary Share Savings account required before establishing sub-accounts.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceAvailable for Kids360 & Teen360 only.Any balance | 0.50% | $50 | Available for Kids360 & Teen360 only. |
Sources (3)
All captured Sep 19, 2026
Teen360 Share Savings
0.50%APY
For ages 13-17. Primary Share Savings account required before establishing sub-accounts. Parent or legal guardian must be a Coast360 member.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceAvailable for Teen360 members (ages 13-17).Any balance | 0.50% | $50 | Available for Teen360 members (ages 13-17). |
Sources (3)
All captured Sep 19, 2026
IRAs Traditional / ROTH / Coverdell ESA Savings Account
0.25%APY
Dividends compounded daily and credited quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upDividend compounded daily, credited quarterly.$5 and up | 0.25% | $25 | Dividend compounded daily, credited quarterly. |
Who can join Coast360 Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to everyone who lives or works on the island.
Membership information collected October 4, 2026.