Credit union · NCUA insured
Coast360 Federal Credit Union Auto Loan Rates
Top CarrotCoast360 Federal Credit Union auto loans start at 4.75% APR for a new vehicle and 5.00% for a used one. Rates checked October 22, 2026.
How Coast360 Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions in Guam, where Coast360 Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Coast360 Federal Credit Union
4.75%APR
- Terms
- up to 60 months
New Auto Loan
Lowest rate
PenFed Credit Union
3.84%APR
- Terms
- up to 60 months
2nd-lowest rate
Navy Federal Credit Union
4.29%APR
- Terms
- 37–60 months
Coast360 Federal Credit Union auto loan score
85
Auto loan score
Higher than 69% of U.S. banks and credit unions
- New vehicleNew4.75%
- Used vehicleUsed5.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Coast360 Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto Loan
Up to 100% financing available to qualified borrowers of new auto loans. APR, amount financed and terms may vary depending on creditworthiness and vehicle model year. Coast360 membership is required upon loan closing.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 4.50% | Up to 100% financing. APR, amount financed and terms may vary depending on creditworthiness and vehicle model year. Coast360 membership required upon loan closing. |
| up to 60 months | 4.75% | Up to 100% financing. APR, amount financed and terms may vary depending on creditworthiness and vehicle model year. Coast360 membership required upon loan closing. |
| up to 72 months | 5.00% | Up to 100% financing. APR, amount financed and terms may vary depending on creditworthiness and vehicle model year. Coast360 membership required upon loan closing. |
| up to 78 months | 5.25% | Up to 100% financing. APR, amount financed and terms may vary depending on creditworthiness and vehicle model year. Coast360 membership required upon loan closing. |
| up to 84 months | 6.00% | Up to 100% financing. APR, amount financed and terms may vary depending on creditworthiness and vehicle model year. Coast360 membership required upon loan closing. |
Used Auto Loan
APR, amount financed and terms may vary depending on creditworthiness and vehicle model year. Coast360 membership is required upon loan closing.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 4.75% | APR, amount financed and terms may vary depending on creditworthiness and vehicle model year. Coast360 membership required upon loan closing. |
| up to 60 months | 5.00% | APR, amount financed and terms may vary depending on creditworthiness and vehicle model year. Coast360 membership required upon loan closing. |
| up to 72 months | 5.25% | APR, amount financed and terms may vary depending on creditworthiness and vehicle model year. Coast360 membership required upon loan closing. |
| up to 78 months | 5.50% | APR, amount financed and terms may vary depending on creditworthiness and vehicle model year. Coast360 membership required upon loan closing. |
| up to 84 months | 6.50% | APR, amount financed and terms may vary depending on creditworthiness and vehicle model year. Coast360 membership required upon loan closing. |
Who can join Coast360 Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to everyone who lives or works on the island.
Membership information collected October 4, 2026.