Credit union · NCUA insured
Coast360 Federal Credit Union Credit Card Rates
Top CarrotCoast360 Federal Credit Union credit cards start at 14.00% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Coast360 Federal Credit Union’s credit card rates compare
Compared with banks and credit unions in Guam, where Coast360 Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Coast360 Federal Credit Union
14.00%APR
- Up to
- —
Cash Rewards Visa Gold
Lowest rate
Navy Federal Credit Union
10.24%APR
- Up to
- 18.00% APR
3rd-lowest rate
PenFed Credit Union
17.99%APR
- Up to
- —
Coast360 Federal Credit Union credit card score
63
Credit card score
Higher than 9% of U.S. banks and credit unions
- Purchase APRPurchase APR14.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Coast360 Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Cash Rewards Visa Classic
Must be at least 18 years of age (or under 21 with individual income verification or qualified co-borrower 21+), a Guam resident, and a Coast360 Credit Union member.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 16.00% | None | — |
| Ongoing | 16.00% | None | Balance transfer fee: $5 or 3% of the amount of each transfer, whichever is greater. May vary during promotional periods. |
| Ongoing | 17.00% | None | Cash advance fee: $10 or 4% of the amount of each cash advance, whichever is greater. |
Sources (3)
All captured Oct 15, 2026
Cash Rewards Visa Gold
Must be at least 18 years of age (or under 21 with individual income verification or qualified co-borrower 21+), a Guam resident, and a Coast360 Credit Union member.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.00% | None | — |
| Ongoing | 14.00% | None | Balance transfer fee: $5 or 3% of the amount of each transfer, whichever is greater. May vary during promotional periods. |
| Ongoing | 15.00% | None | Cash advance fee: $10 or 4% of the amount of each cash advance, whichever is greater. |
Sources (3)
All captured Oct 15, 2026
Share Secured Visa Classic
Must be at least 18 years of age (or under 21 with individual income verification or qualified co-borrower 21+), a Guam resident, and a Coast360 Credit Union member. Requires a pledge hold of 110% of the requested credit limit against Share Savings account.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 16.00% | None | Requires collateral pledge of 110% of requested credit limit held against Share Savings. |
| Ongoing | 16.00% | None | Requires collateral pledge of 110% of requested credit limit held against Share Savings. Balance transfer fee: $5 or 3% of the amount of each transfer, whichever is greater. May vary during promotional periods. |
| Ongoing | 17.00% | None | Requires collateral pledge of 110% of requested credit limit held against Share Savings. Cash advance fee: $10 or 4% of the amount of each cash advance, whichever is greater. |
Who can join Coast360 Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to everyone who lives or works on the island.
Membership information collected October 4, 2026.