Credit union · NCUA insured
Coast360 Federal Credit Union CD Rates
Top CarrotCoast360 Federal Credit Union’s best CD rate is 4.10% APY on an 18-month share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How Coast360 Federal Credit Union’s CD rates compare
Compared with banks and credit unions in Guam, where Coast360 Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Coast360 Federal Credit Union
4.10%APY
- Term
- 18 months
- Minimum
- $500
- Earns on $10,000
- $621
Term Shares
Top rate
Navy Federal Credit Union
4.10%APY
- Term
- 18 months
- Minimum
- $1,000
- Earns on $10,000
- $621
3rd-highest rate
PenFed Credit Union
3.50%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $1,877
Coast360 Federal Credit Union CD score
89
CD score
Higher than 86% of U.S. banks and credit unions
- 3–8 months3–8 mo3.50%
- 9–15 months9–15 mo4.05%
- 16–30 months16–30 mo4.10%
- 31–60 months31–60 mo4.10%
- QualifiedQualified4.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Coast360 Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Jumbo Term Shares
Up to 4.15%APY · 9 terms
Coast360 membership is required. Must maintain the minimum daily balance in the account each day to obtain the disclosed APY. Dividends credited at maturity. Early withdrawal penalty: forfeit all dividends earned up to date of withdrawal and effectuate account closure. Returned item and early account closure fees apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 2.10% | — |
| 6 months | 3.55% | — |
| 9 months | 3.65% | — |
| 12 months | 4.10% | — |
| 18 months | 4.15% | — |
| 24 months | 3.80% | — |
| 36 months | 4.15% | — |
| 48 months | 3.20% | — |
| 60 months | 3.90% | — |
Sources (1)
- coast360fcu.com/sharerates · captured Oct 3, 2026
Term Shares
Up to 4.10%APY · 9 terms
Coast360 membership is required. Must maintain the minimum daily balance in the account each day to obtain the disclosed APY. Dividends credited at maturity. Early withdrawal penalty: forfeit all dividends earned up to date of withdrawal and effectuate account closure. Returned item and early account closure fees apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 2.05% | $51 |
| 6 months | 3.50% | $173 |
| 9 months | 3.60% | $269 |
| 12 months | 4.05% | $405 |
| 18 months | 4.10% | $621 |
| 24 months | 3.80% | $774 |
| 36 months | 4.10% | $1,281 |
| 48 months | 3.15% | $1,321 |
| 60 months | 3.85% | $2,079 |
Sources (1)
- coast360fcu.com/sharerates · captured Oct 3, 2026
Special-purpose accounts
IRA Jumbo Term Share
Up to 4.15%APY · 5 terms
Available for Traditional, ROTH, and Coverdell ESA IRAs. Coast360 membership is required. Must maintain the minimum daily balance in the account each day to obtain the disclosed APY. Dividends credited at maturity. Early withdrawal penalty: forfeit all dividends earned up to date of withdrawal and effectuate account closure. Returned item and early account closure fees apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 4.10% | — |
| 24 months | 3.70% | — |
| 36 months | 4.15% | — |
| 48 months | 3.10% | — |
| 60 months | 3.90% | — |
Sources (1)
- coast360fcu.com/sharerates · captured Oct 3, 2026
IRA Term Shares
Up to 4.10%APY · 5 terms
Available for Traditional, ROTH, and Coverdell ESA IRAs. Coast360 membership is required. Must maintain the minimum daily balance in the account each day to obtain the disclosed APY. Dividends credited at maturity. Early withdrawal penalty: forfeit all dividends earned up to date of withdrawal and effectuate account closure. Returned item and early account closure fees apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 4.05% | $405 |
| 24 months | 3.65% | $743 |
| 36 months | 4.10% | $1,281 |
| 48 months | 3.05% | $1,277 |
| 60 months | 3.85% | $2,079 |
Sources (1)
- coast360fcu.com/sharerates · captured Oct 3, 2026
Who can join Coast360 Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to everyone who lives or works on the island.
Membership information collected October 4, 2026.