Credit union · NCUA insured
Middletown Area Schools CU Auto Loan Rates
Middletown Area Schools CU auto loans start at 4.50% APR for a new vehicle and 4.75% for a used one. Rates checked October 16, 2026.
How Middletown Area Schools CU’s auto loan rates compare
Compared with banks and credit unions near Cincinnati, OH-KY-IN, where Middletown Area Schools CU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Middletown Area Schools CU
4.50%APR
- Terms
- up to 72 months
- Up to
- —
New Vehicle
Lowest rate
Delta Community Credit Union
3.99%APR
- Terms
- up to 60 months
- Up to
- 14.39% APR
2nd-lowest rate
Cincinnati Interagency Federal Credit Union
4.24%APR
- Terms
- —
- Up to
- —
Middletown Area Schools CU auto loan score
87
Auto loan score
Higher than 79% of U.S. banks and credit unions
- New vehicleNew4.50%
- Used vehicleUsed4.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Middletown Area Schools CU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Vehicle
| Terms | APR | Conditions |
|---|---|---|
| 36–63 months | 4.00% | — |
| up to 72 months | 4.50% | Loan amount over $20,000 |
| up to 84 months | 4.99% | New Vehicle $25,000 |
Sources (1)
- mascu.com/products-and-services/loan-rates · captured Oct 16, 2026
Used Vehicle 2018 or older
Model year 2018 or older
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 8.00% | — |
Sources (1)
- mascu.com/products-and-services/loan-rates · captured Oct 16, 2026
Used Vehicle 2022-2019
Model year 2019 to 2022
| Terms | APR | Conditions |
|---|---|---|
| 36–60 months | 5.99% | — |
Sources (1)
- mascu.com/products-and-services/loan-rates · captured Oct 16, 2026
Used Vehicle 2023 or newer
Model year 2023 or newer
| Terms | APR | Conditions |
|---|---|---|
| 36–63 months | 4.00% | — |
| up to 72 months | 4.75% | Loan amount over $20,000 |
| up to 84 months | 4.99% | Loan amount over $25,000 |
Sources (1)
- mascu.com/products-and-services/loan-rates · captured Oct 16, 2026
Who can join Middletown Area Schools CU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.