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BancFirst Auto Loan Rates

BancFirst auto loans start at 5.25% APR for a new vehicle and 5.25% for a used one. Rates checked September 24, 2026.

How BancFirst’s auto loan rates compare

Compared with banks and credit unions near Oklahoma City, OK, where BancFirst has the most branches. New vehicle, lowest advertised APR first.

  • This bank’s lowest

    BancFirst

    5.25%APR

    Terms
    —
    Discount
    None included

    Auto Loan

  • Top Carrot, Carrot Score 87

    Lowest rate

    Credit Union One of Oklahoma

    4.24%APR

    Terms
    49–60 months
    Discount
    None included

    Credit Union One of Oklahoma rates

  • Top Carrot, Carrot Score 88

    2nd-lowest rate

    Oklahoma's Credit Union

    4.24%APR

    Terms
    up to 60 months
    Discount
    Included in the rate

    Oklahoma's Credit Union rates

Compare auto loan rates near you →

BancFirst auto loan score

77

Auto loan score

Higher than 44% of U.S. banks and credit unions

By vehicle
  • New vehicleNew5.25%
  • Used vehicleUsed5.25%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Current auto loan rates

Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.

Opening an account

Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.

← BancFirst overview