Bank · FDIC insured
Equity Bank Auto Loan Rates
Equity Bank auto loans start at 6.76% APR for a new vehicle and 6.76% for a used one. Rates checked October 16, 2026.
How Equity Bank’s auto loan rates compare
Compared with banks and credit unions near Kansas City, MO-KS, where Equity Bank has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
Equity Bank
6.76%APR
- Terms
- up to 60 months
Auto Loans
Lowest rate
Nova Credit Union
3.95%APR
- Terms
- —
2nd-lowest rate
Navy Federal Credit Union
4.29%APR
- Terms
- 37–60 months
Equity Bank auto loan score
62
Auto loan score
Higher than 7% of U.S. banks and credit unions
- New vehicleNew6.76%
- Used vehicleUsed6.76%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Equity Bank ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
APR subject to credit approval. Other terms and restrictions may apply.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 6.76% | Limited time offer that may be canceled without notice. Available for new and used vehicles dated 2024 or newer, terms with maximum 60 months, maximum loan-to-value of 100%, and excellent credit. Estimated payment for a $10,000.00 loan is $196.90 for 60 months, including financed origination fee up to $185. |
Sources (2)
All captured Oct 5, 2026
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