Credit union · NCUA insured
Central Valley Firefighters Credit Union Auto Loan Rates
Central Valley Firefighters Credit Union auto loans start at 4.49% APR for a new vehicle and 5.49% for a used one. Rates checked October 16, 2026.
How Central Valley Firefighters Credit Union’s auto loan rates compare
Compared with banks and credit unions near Fresno, CA, where Central Valley Firefighters Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Central Valley Firefighters Credit Union
4.49%APR
- Terms
- up to 72 months
- Up to
- 7.99% APR
New Vehicles
Lowest rate
Pacific Service Credit Union
4.24%APR
- Terms
- up to 84 months
- Up to
- 15.99% APR
2nd-lowest rate
Noble Credit Union
4.35%APR
- Terms
- up to 60 months
- Up to
- —
Central Valley Firefighters Credit Union auto loan score
86
Auto loan score
Higher than 75% of U.S. banks and credit unions
- New vehicleNew4.49%
- Used vehicleUsed5.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Central Valley Firefighters Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Vehicles
Up to 110% financing on approved credit, rates, and terms. Overall creditworthiness determines interest rate. Maximum loan amount up to $125,000.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 4.49%–7.99% | For 2023 & newer vehicles. Up to 110% financing. |
| up to 84 months | 5.49%–8.99% | For 2023 & newer vehicles. Up to 110% financing. |
Used Vehicles
Up to 110% financing on approved credit, rates, and terms. Overall creditworthiness determines interest rate. Maximum loan amount up to $125,000.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 5.49%–8.99% | For 2022 & older vehicles. Up to 110% financing. |
| up to 84 months | 6.49%–9.99% | For 2022 & older vehicles. Up to 110% financing. |
Who can join Central Valley Firefighters Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Open to active and retired employees of the fire service living or working within Fresno, Madera, Merced, Mariposa, Kings, and Tulare counties.
Family and household
- Open to family members (spouses, parents, grandparents, siblings, children, grandchildren) of active and retired fire service employees living or working within Fresno, Madera, Merced, Mariposa, Kings, and Tulare counties.
Membership information collected October 5, 2026.