Credit union · NCUA insured
Noble Credit Union Auto Loan Rates
Noble Credit Union auto loans start at 4.35% APR for a new vehicle and 4.99% for a used one. Rates checked October 17, 2026.
How Noble Credit Union’s auto loan rates compare
Compared with banks and credit unions near Fresno, CA, where Noble Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Noble Credit Union
4.35%APR
- Terms
- up to 60 months
- Up to
- —
New Auto
Lowest rate
Pacific Service Credit Union
4.24%APR
- Terms
- up to 84 months
- Up to
- 15.99% APR
3rd-lowest rate
Central Valley Firefighters Credit Union
4.49%APR
- Terms
- up to 72 months
- Up to
- 7.99% APR
Noble Credit Union auto loan score
89
Auto loan score
Higher than 85% of U.S. banks and credit unions
- New vehicleNew4.35%
- Used vehicleUsed4.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Noble Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto
For 2025 or newer model years. Maximum financing up to $150,000. All borrowers must have a valid VA driver's license. Rates subject to credit approval and loan terms. 0.50% discount offered on eligible Hybrid/Electric vehicles (new and used only).
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 4.35% | Special rate applies to eligible new auto loans funded between September 1, 2026 and October 31, 2026; terms up to 60 months; up to $150,000 financing. |
| up to 72 months | 4.99% | Minimum loan amount of $15,000 for 72-month term; financing up to $150,000. |
| up to 84 months | 5.49% | Minimum loan amount of $20,000 for 84-month term; financing up to $150,000. |
Sources (2)
All captured Oct 16, 2026
Other Secured Vehicle
For 2011–2016 model years and/or 115,000 to 150,000 miles. Maximum financing up to $150,000. All borrowers must have a valid VA driver's license.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 6.05% | Up to 60 months; financing up to $150,000. |
Sources (1)
- noblecu.com/rates · captured Oct 16, 2026
Used Auto
For 2017–2024 model years with less than 115,000 miles. Maximum financing up to $150,000. All borrowers must have a valid VA driver's license. Rates subject to credit approval and loan terms. 0.50% discount offered on eligible Hybrid/Electric vehicles (new and used only).
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 4.35% | Special rate applies to eligible used auto loans funded between September 1, 2026 and October 31, 2026; terms up to 60 months; up to $150,000 financing. |
| up to 72 months | 4.99% | Minimum loan amount of $15,000 for 72-month term; financing up to $150,000. |
| up to 84 months | 5.49% | Minimum loan amount of $20,000 for up to 84 months; financing up to $150,000. |
Sources (2)
All captured Oct 16, 2026
Who can join Noble Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees, volunteers, members, or retirees of qualifying Business Partners (such as Friends of the Fresno County Public Library or Friends of the Madera County Public Library) are eligible for membership.
Family and household
- Family members (spouses, parents, grandparents, children, grandchildren, and siblings) of a current member or eligible member are eligible for membership.
- Individuals who live in the household of a current or eligible member are eligible for membership.
Membership information collected October 5, 2026.