Credit union · NCUA insured
Centex Citizens Credit Union Credit Card Rates
Centex Citizens Credit Union credit cards start at 10.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Centex Citizens Credit Union’s credit card rates compare
Compared with banks and credit unions near Dallas, TX, where Centex Citizens Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Centex Citizens Credit Union
10.90%APR
Mastercard
Lowest rate
Service 1st Credit Union
6.00%APR
2nd-lowest rate
Unity One Credit Union
8.90%APR
Centex Citizens Credit Union credit card score
79
Credit card score
Higher than 48% of U.S. banks and credit unions
- Purchase APRPurchase APR10.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Centex Citizens Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Mastercard
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.90% | None | 25-day grace period. Rate based on creditworthiness and term of loan. |
Sources (1)
- centexcitizenscu.com/loans · captured Oct 16, 2026
Who can join Centex Citizens Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to persons who live, work, worship, or attend school in, and businesses and other legal entities located in, Limestone, Freestone, Navarro, Ellis, Falls, Henderson, Leon, and Robertson counties, eligible portions of Hill County (including Hillsboro), and the city of Mart, Texas, subject to stated credit union eligibility exclusions.
Membership information collected October 5, 2026.