Bank · FDIC insured
CCFBank Credit Card Rates
CCFBank credit cards start at 19.24% APR on purchases, after any introductory rate. Rates checked October 5, 2026.
How CCFBank’s credit card rates compare
Compared with banks and credit unions near Eau Claire, WI, where CCFBank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
CCFBank
19.24%APR
- Annual fee
- $99
- Up to
- 28.24% APR
Travel Rewards+ Card
Lowest rate
WESTconsin Credit Union
9.00%APR
- Annual fee
- None
- Up to
- —
2nd-lowest rate
Co-op Credit Union
11.88%APR
- Annual fee
- None
- Up to
- —
CCFBank credit card score
60
Credit card score
Higher than 0% of U.S. banks and credit unions
- Purchase APRPurchase APR19.24%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where CCFBank ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
College Real Rewards Card
Introductory 0% APR for first 6 billing cycles on purchases and balance transfers, then variable APR 17.99% to 28.24% based on creditworthiness and Prime Rate for Signature Real Rewards / Platinum Real Rewards. Subject to credit approval. Annual Fee: None. Earn 1.5 points per $1 spent on all eligible purchases. 2,500 bonus points after first purchase.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | 0% introductory APR for the first 6 billing cycles on purchases. Introductory rate does not apply to cash advances. |
| Ongoing | 17.99%–28.24% | None | Variable APR for purchases after introductory period based on creditworthiness and Prime Rate (Signature Real Rewards / Platinum Real Rewards). |
Sources (1)
- ccf.us/personal/credit-cards · captured Oct 5, 2026
Everyday Rewards+ Card
Introductory 0% APR for first 12 billing cycles on purchases and balance transfers, then variable APR 17.99% to 28.24% based on creditworthiness and Prime Rate. Subject to credit approval. Balance transfer fee 5% (min $5). Earn 4X points on dining/takeout/delivery (first $2,000/quarter), 2X on groceries, gas/EV charging, eligible streaming, 1X on other purchases. 15,000 bonus points after spending $500 within first 90 days.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 0.00% | None | Introductory APR for purchases and balance transfers for the first 12 billing cycles. |
| Ongoing | 17.99%–28.24% | None | Variable APR for purchases and balance transfers after introductory period based on creditworthiness and Prime Rate. |
Sources (1)
- ccf.us/personal/credit-cards · captured Sep 24, 2026
MAX CASH SECURED CARD
Subject to credit approval. Variable APR 28.74% for purchases and balance transfers based on Prime Rate. Annual Fee: None. Earn 5% cash back in two chosen categories (first $2,000/quarter combined), 2% in one chosen everyday category, 1% on other purchases. Zero Fraud Liability.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 28.74% | None | Variable APR 28.74% for purchases based on Prime Rate. |
Sources (1)
- ccf.us/personal/credit-cards · captured Oct 5, 2026
Max Cash Preferred Card
Introductory 0% APR for first 12 billing cycles on purchases and balance transfers, then variable APR 17.99% to 28.24% based on creditworthiness and Prime Rate. Subject to credit approval. Annual Fee: None. Earn 5% cash back in two chosen categories (first $2,000/quarter combined), 2% in one chosen everyday category, 1% on other purchases. $150 bonus when spending $500 within first 90 days.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0% introductory APR for the first 12 billing cycles on purchases. Introductory rate does not apply to cash advances. |
| Ongoing | 17.99%–28.24% | None | Variable APR 17.99% to 28.24% for purchases after introductory period based on creditworthiness and Prime Rate. |
Sources (1)
- ccf.us/personal/credit-cards · captured Oct 5, 2026
Reserve Rewards+ Card
Annual fee $390. Variable APR 19.24% to 28.24% for purchases and balance transfers based on creditworthiness and Prime Rate. Subject to credit approval. Balance transfer fee 5% (min $5). Earn 6X points on prepaid travel booked directly in Travel Center, 2X points on all other eligible purchases. 50,000 bonus points after spending $4,500 within first 90 days. Priority Pass Select membership included.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 19.24%–28.24% | $390 | Variable APR for purchases and balance transfers based on creditworthiness and Prime Rate. Annual fee $390. |
Sources (1)
- ccf.us/personal/credit-cards · captured Sep 24, 2026
Secured Card
Secured credit card requiring a security deposit which determines credit limit. Variable APR 27.74% for purchases and balance transfers based on Prime Rate. Subject to credit approval. Balance transfer fee 5% (min $5). Free credit score access.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 27.74% | None | Variable APR of 27.74% for purchases and balance transfers based on Prime Rate. Credit limit equals security deposit. |
Sources (1)
- ccf.us/personal/credit-cards · captured Sep 24, 2026
Travel Rewards+ Card
$0 introductory annual fee for the first 12 months, then $99 annual fee. Variable APR 19.24% to 28.24% for purchases and balance transfers based on creditworthiness and Prime Rate. Subject to credit approval. Balance transfer fee 5% (min $5). Earn 4X points on eligible travel, gas/EV charging, entertainment, recreation; 1.5X points on all other eligible purchases. 25,000 bonus points after spending $2,000 within first 120 days. Priority Pass Select membership included.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 19.24%–28.24% | None | Introductory $0 annual fee for the first 12 months. Variable APR 19.24% to 28.24% based on creditworthiness and Prime Rate. |
| Ongoing | 19.24%–28.24% | $99 | Annual fee after the first 12 months is $99. Variable APR 19.24% to 28.24% based on creditworthiness and Prime Rate. |
Sources (1)
- ccf.us/personal/credit-cards · captured Sep 24, 2026
UNLIMITED CASH CARD
0% introductory APR for the first 12 billing cycles on purchases and balance transfers. After that, variable APR 18.24% to 28.24% based on creditworthiness and Prime Rate. Annual Fee: None. Earn 3% cash back on all purchases for the first 12 billing cycles up to $20,000; 1.5% cash back on all purchases after introductory period; 5% cash back on prepaid hotel and car reservations booked directly in the Travel Center. Special ExtendPay plan offer available each calendar year.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0% introductory APR for the first 12 billing cycles on purchases. Introductory rate does not apply to cash advances. |
| Ongoing | 18.24%–28.24% | None | Variable APR 18.24% to 28.24% for purchases after introductory period based on creditworthiness and Prime Rate. |
Sources (1)
- ccf.us/personal/credit-cards · captured Oct 5, 2026
Zero+ Card
Introductory 0% APR for the first 21 billing cycles on purchases and balance transfers, then variable APR 17.49% to 28.49% based on creditworthiness and Prime Rate. Subject to credit approval. Annual Fee: None. $15 annual statement credit after purchases for 11 consecutive months. 3-month $0 ExtendPay Plan offer each calendar year after intro APR expires. Cell phone protection up to $600.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 21 months | 0.00% | None | 0% introductory APR for the first 21 billing cycles on purchases. Introductory rate does not apply to cash advances. |
| Ongoing | 17.49%–28.49% | None | Variable APR 17.49% to 28.49% for purchases after introductory period based on creditworthiness and Prime Rate. |
Sources (1)
- ccf.us/personal/credit-cards · captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.