Bank · FDIC insured
CCFBank CD Rates
A $1.8B bank headquartered in Altoona, WI, with 21 branches in 2 states.
How CCFBank’s CD rates compare
Compared with banks and credit unions near Eau Claire, WI, where CCFBank has the most branches. $10,000, best rate first.
This bank’s best
CCFBank
5.30%APY
- Term
- 9 months
- Requires
- Conditions apply
- Minimum
- $5,000
- Earns on $10,000
- $395
Certificates of Deposit
Top rate
Nicolet National Bank
4.75%APY
- Term
- 60 months
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000
- $2,612
2nd-highest rate
Co-op Credit Union
4.70%APY
- Term
- 18 months
- Requires
- None
- Minimum
- $100
- Earns on $10,000
- $713
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Special-purpose accounts
Certificates of Deposit
Up to 5.30%APY · 10 terms
All Certificates of Deposit are also offered as IRA accounts. A penalty may be imposed for early withdrawal. Rates and APYs vary by region.
| Term | APY · $1,000 and up | APY · $5,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 monthsEastern Region. A penalty may be imposed for early withdrawal. Minimum daily balance required to earn APY | 3.40% | — | 3.40% | $169 |
| 6 monthsWestern Region. A penalty may be imposed for early withdrawal. Minimum daily balance to earn APY | 3.25% | — | 3.25% | $161 |
| 7 monthsWestern Region. 7 Month Special. A penalty may be imposed for early withdrawal. Minimum daily balance to earn APY | — | 4.00% | 4.00% | $231 |
| 9 monthsIA Branch. 9 Month Special. A penalty may be imposed for early withdrawal. Minimum daily balance required to earn APY. Rate is not valid with any other offers. Must meet checking/direct deposit requirements | — | 5.30% | 5.30% | $395 |
| 12 monthsEastern Region. A penalty may be imposed for early withdrawal. Minimum daily balance required to earn APY | 3.25% | — | 3.25% | $325 |
| 12 monthsWestern Region. A penalty may be imposed for early withdrawal. Minimum daily balance to earn APY | 3.05% | — | 3.05% | $305 |
| 13 monthsWestern Region. 13 Month Special. A penalty may be imposed for early withdrawal. Minimum daily balance to earn APY | — | 4.15% | 4.15% | $450 |
| 18 monthsWestern Region. A penalty may be imposed for early withdrawal. Minimum daily balance to earn APY | 2.25% | — | 2.25% | $339 |
| 24 monthsWestern Region. A penalty may be imposed for early withdrawal. Minimum daily balance to earn APY | 2.25% | — | 2.25% | $455 |
| 36 monthsWestern Region. A penalty may be imposed for early withdrawal. Minimum daily balance to earn APY | 2.25% | — | 2.25% | $690 |
| 48 monthsWestern Region. A penalty may be imposed for early withdrawal. Minimum daily balance to earn APY | 2.10% | — | 2.10% | $867 |
| 60 monthsWestern Region. A penalty may be imposed for early withdrawal. Minimum daily balance to earn APY | 2.10% | — | 2.10% | $1,095 |
Sources (1)
- ccf.us/rates · captured Oct 16, 2026
IRA Certificates of Deposit
Up to 5.30%APY · 10 terms
All Certificates of Deposit are also offered as IRA accounts (Traditional and Roth). No setup fees, no monthly or annual maintenance fees. Early withdrawal penalties may apply. Annual contribution limits apply. Minimum opening deposit varies by account type.
| Term | APY · $1,000 and up | APY · $5,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 monthsEastern Region. A penalty may be imposed for early withdrawal. Minimum daily balance required to earn APY. No setup, monthly, or annual maintenance fees | 3.40% | — | 3.40% | $169 |
| 6 monthsWestern Region. A penalty may be imposed for early withdrawal. Minimum daily balance to earn APY. No setup, monthly, or annual maintenance fees | 3.25% | — | 3.25% | $161 |
| 7 monthsWestern Region. 7 Month Special. A penalty may be imposed for early withdrawal. Minimum daily balance to earn APY. No setup, monthly, or annual maintenance fees | — | 4.00% | 4.00% | $231 |
| 9 monthsIA Branch. 9 Month Special. A penalty may be imposed for early withdrawal. Minimum daily balance required to earn APY. Rate is not valid with any other offers. Must meet checking/direct deposit requirements. No setup, monthly, or annual maintenance fees | — | 5.30% | 5.30% | $395 |
| 12 monthsEastern Region. A penalty may be imposed for early withdrawal. Minimum daily balance required to earn APY. No setup, monthly, or annual maintenance fees | 3.25% | — | 3.25% | $325 |
| 12 monthsWestern Region. A penalty may be imposed for early withdrawal. Minimum daily balance to earn APY. No setup, monthly, or annual maintenance fees | 3.05% | — | 3.05% | $305 |
| 13 monthsWestern Region. 13 Month Special. A penalty may be imposed for early withdrawal. Minimum daily balance to earn APY. No setup, monthly, or annual maintenance fees | — | 4.15% | 4.15% | $450 |
| 18 monthsWestern Region. A penalty may be imposed for early withdrawal. Minimum daily balance to earn APY. No setup, monthly, or annual maintenance fees | 2.25% | — | 2.25% | $339 |
| 24 monthsWestern Region. A penalty may be imposed for early withdrawal. Minimum daily balance to earn APY. No setup, monthly, or annual maintenance fees | 2.25% | — | 2.25% | $455 |
| 36 monthsWestern Region. A penalty may be imposed for early withdrawal. Minimum daily balance to earn APY. No setup, monthly, or annual maintenance fees | 2.25% | — | 2.25% | $690 |
| 48 monthsWestern Region. A penalty may be imposed for early withdrawal. Minimum daily balance to earn APY. No setup, monthly, or annual maintenance fees | 2.10% | — | 2.10% | $867 |
| 60 monthsWestern Region. A penalty may be imposed for early withdrawal. Minimum daily balance to earn APY. No setup, monthly, or annual maintenance fees | 2.10% | — | 2.10% | $1,095 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.