Credit union · NCUA insured
Co-op Credit Union Credit Card Rates
Top CarrotCo-op Credit Union credit cards start at 11.88% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Co-op Credit Union’s credit card rates compare
Compared with banks and credit unions near La Crosse, WI-MN, where Co-op Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Co-op Credit Union
11.88%APR
Credit Card
Lowest rate
Gundersen Credit Union
8.90%APR
2nd-lowest rate
Governmental Employees Credit Union
8.99%APR
Co-op Credit Union credit card score
74
Credit card score
Higher than 37% of U.S. banks and credit unions
- Purchase APRPurchase APR11.88%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Co-op Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Credit Card
No annual fee, balance transfer fee, cash advance fee, or minimum finance charge. Rates subject to change and cancellation at anytime.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.88% | None | No annual fee, balance transfer fee, or cash advance fee. No minimum finance charge. Rates subject to change and cancellation at anytime. |
Sources (3)
All captured Oct 5, 2026
Who can join Co-op Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to persons residing, employed, or owning property in Buffalo, Chippewa, Clark, Dunn, Eau Claire, Jackson, La Crosse, Monroe, Pepin, or Trempealeau counties in Wisconsin.
Employers and groups
- Membership is open to employees and retirees of the Burlington Northern Santa Fe Railroad, Chicago and Twin Cities Divisions, that work into or out of La Crosse, WI.
- Membership is open to any member of any cooperatives organized or existing in Jackson County, Wisconsin, including Allied Co-operative, AMPI Co-op, Clark Electric Co-op, Eau Claire Electric Co-op, ProVision Partners (formerly Federation Co-op), Jackson Electric Co-op, Land O Lakes Co-op, Oakdale Electric Co-op, Riverland Electric Co-op, Tri-County Telephone Co-op, or Tri-County Communications Co-op.
- Membership is open to any stockholder of the Fall Creek Supply Co-op or Augusta Farmers Union Co-op.
Military, government and schools
- Membership is open to any federal employee or postal employee within a 75-mile radius of La Crosse, Wisconsin.
Family and household
- Membership is open to any persons of the immediate family of a current CCU member.
Cost to join
- Opening and maintaining membership requires $5 in a membership share savings account.
Membership information collected October 5, 2026.