Credit union · Privately insured
California Highway Patrol Credit Union Credit Card Rates
California Highway Patrol Credit Union credit cards start at 13.74% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How California Highway Patrol Credit Union’s credit card rates compare
Compared with banks and credit unions near Riverside, CA, where California Highway Patrol Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
California Highway Patrol Credit Union
13.74%APR
- Up to
- —
PORAC Platinum Visa
Lowest rate
Sea Air FCU
7.90%APR
- Up to
- 17.90% APR
2nd-lowest rate
Vida Federal Credit Union
8.48%APR
- Up to
- —
California Highway Patrol Credit Union credit card score
65
Credit card score
Higher than 13% of U.S. banks and credit unions
- Purchase APRPurchase APR13.74%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where California Highway Patrol Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
PORAC Platinum Visa
Exclusively for PORAC Members. Must become a member of CAHP Credit Union. For borrowers with excellent credit. Granted on approval of credit (OAC). Rate subject to change monthly. For California borrowers, extended credit is secured by personal property, purchased goods, and Credit Union shares (excluding IRA/tax-advantaged shares and dwellings).
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.74% | None | Variable APR as low as 13.74% based on creditworthiness. 25-day grace period on all purchases. Cash advance fee and balance transfer fee: $5.00 or 2.50% of the amount, whichever is greater. |
| Ongoing | 15.24%–18.00% | $95 | Variable APR based on Prime Rate and creditworthiness. Annual fee $95.00, waived the first year. Balance transfer fee / cash advance fee: $5.00 or 2.50% of the amount, whichever is greater. Foreign transaction fee: 1.00%. Penalty APR: 26.15%. |
Platinum Visa
Must become a member of CAHP Credit Union. For borrowers with excellent credit. Granted on approval of credit (OAC). Rate subject to change monthly. For California borrowers, extended credit is secured by personal property, purchased goods, and Credit Union shares (excluding IRA/tax-advantaged shares and dwellings).
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.74% | None | Variable APR as low as 13.74% based on creditworthiness. 25-day grace period on all purchases. Cash advance fee and balance transfer fee: $5.00 or 2.50% of the amount, whichever is greater. |
Sources (1)
- cahpcu.org/Credit-Cards · captured Oct 16, 2026
Premier Visa
For members paying balance in full every month or establishing credit. Must become a member of CAHP Credit Union. Granted on approval of credit (OAC). Rate subject to change monthly. For California borrowers, extended credit is secured by personal property, purchased goods, and Credit Union shares (excluding IRA/tax-advantaged shares and dwellings).
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 16.74% | None | Variable APR as low as 16.74% based on creditworthiness. 25-day grace period on all purchases. Cash advance fee and balance transfer fee: $5.00 or 2.50% of the amount, whichever is greater. |
Who can join California Highway Patrol Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Eligibility is open to members/employees of CAHP (California Association of Highway Patrolmen).
- Eligibility is open to members of California Homicide Investigators Association (CHIA).
- Eligibility is open to members of California Narcotic Officers’ Association (CNOA).
- Eligibility is open to members of Peace Officers Research Association of California (PORAC).
- Eligibility is open to members of Riverside Sheriffs’ Association (RSA).
- Eligibility is open to members of Sacramento County Deputy Sheriffs’ Association (SCDSA).
3 more ways to join
Military, government and schools
- Eligibility is open to members of The Association of Special Agents – Department of Justice (ASA-DOJ).
- Eligibility is open to those affiliated with California Department of Forestry and Fire Protection (CalFire).
- Eligibility is open to those affiliated with California Highway Patrol (CHP).
Membership information collected October 5, 2026.