Credit union · Privately insured
California Highway Patrol Credit Union Auto Loan Rates
California Highway Patrol Credit Union auto loans start at 4.99% APR for a new vehicle and 4.99% for a used one. Rates checked October 16, 2026.
How California Highway Patrol Credit Union’s auto loan rates compare
Compared with banks and credit unions near Riverside, CA, where California Highway Patrol Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
California Highway Patrol Credit Union
4.99%APR
- Terms
- up to 120 months
Auto Loan
Lowest rate
Thinkwise Credit Union
3.49%APR
- Terms
- up to 60 months
2nd-lowest rate
Collegedale Credit Union
3.89%APR
- Terms
- —
California Highway Patrol Credit Union auto loan score
83
Auto loan score
Higher than 62% of U.S. banks and credit unions
- New vehicleNew4.99%
- Used vehicleUsed4.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where California Highway Patrol Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan
Available for law enforcement officers and their families. All loans granted on approval of credit (OAC). Loan rates are based on credit score and term of loan. Optional 120-Day No Pay where interest begins accruing upon loan disbursal.
| Terms | APR | Conditions |
|---|---|---|
| up to 120 months | 4.99% | Rates as low as 4.99% APR. Rates may vary and are based on credit score and term of loan. Flexible terms up to 120 months. |
Sources (1)
- cahpcu.org/Vehicle-Loans · captured Oct 7, 2026
Motorcycle Loan
Available for law enforcement officers and their families. All loans granted on approval of credit (OAC). Loan rates are based on credit score and term of loan. Optional 120-Day No Pay where interest begins accruing upon loan disbursal.
| Terms | APR | Conditions |
|---|---|---|
| up to 120 months | 6.99% | Motorcycle Loan rates as low as 6.99% APR. Rates may vary and are based on credit score and term of loan. Flexible terms up to 120 months. |
Sources (1)
- cahpcu.org/Vehicle-Loans · captured Oct 7, 2026
Who can join California Highway Patrol Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Eligibility is open to members/employees of CAHP (California Association of Highway Patrolmen).
- Eligibility is open to members of California Homicide Investigators Association (CHIA).
- Eligibility is open to members of California Narcotic Officers’ Association (CNOA).
- Eligibility is open to members of Peace Officers Research Association of California (PORAC).
- Eligibility is open to members of Riverside Sheriffs’ Association (RSA).
- Eligibility is open to members of Sacramento County Deputy Sheriffs’ Association (SCDSA).
3 more ways to join
Military, government and schools
- Eligibility is open to members of The Association of Special Agents – Department of Justice (ASA-DOJ).
- Eligibility is open to those affiliated with California Department of Forestry and Fire Protection (CalFire).
- Eligibility is open to those affiliated with California Highway Patrol (CHP).
Membership information collected October 5, 2026.